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Affordable dental insurance plans

for individuals and families

Compare dental plans and find the coverage that fits your needs. Flexible options, easy enrollment and immediate savings.

Select the coverage that fits your needs:
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You

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You + One

Select coverage for you and your family – Icon of a family

Family

  • 8/1/2025

Feel good about your dental plan


Your smile is a vital part of your health, and you shouldn’t have to wait to protect it. Spirit Dental plans offer full coverage from the start, including major procedures, with benefits designed to make care simple, flexible and affordable:

  • Immediate coverage—no waiting periods for preventive, basic, major or child ortho services
  • Choose any dentist—with Spirit PPO or Spirit Flex plans
  • High annual maximums—loyalty benefits increase up to $5,000
  • Lifetime deductible—pay it only once and never again
  • Network savings—save 25-50% with thousands of in-network providers
  • Bundle options—combine dental and vision—and hearing—for complete care

Questions? Call (844) 833-8440.

A woman smiling with affordable dental coverage
A woman smiling with affordable dental coverage

Compare dental insurance plan options

Whether you're covering just yourself or the whole family, Spirit PPO and Flex plans offer unique advantages. Find the right coverage for you, get care and start saving today.

Spirit PPO

Starting at

$13.35/mo*

Best for in-network dentists:

  • No waiting periods
  • Up to 3 cleanings annually
  • Up to $5,000 annual max benefits
  • $100-lifetime deductible
  • Savings of 25-50% in-network with Ameritas
  • Immediate coverage for implants and child ortho*

Bundle vision insurance*

  • EyeMed Network access
  • Only $7 for individuals, $20 for families

Shop plans:

Preventive Plus PPO

Core PPO

Preferred PPO

Pinnacle PPO

Spirit Vision

Spirit Flex

Starting at

$26.78/mo*

Best for out-of-network dentists:

  • No waiting periods
  • Up to 2 cleanings annually
  • Up to $2,500 annual max benefits
  • $100-lifetime deductible
  • Savings of 25-50% in-network with Ameritas
  • 80th UCR percentile out-of-network

Bundle vision insurance*

  • EyeMed Network access
  • Only $7 for individuals, $20 for families

Shop plans:

Flex

Flex Plus

Spirit Vision

*Pricing shown is based on individual coverage and current as of May 2025. Not all plans are available in every state, and benefits may vary. Refer to the plan documents for complete details.

A family smiling together after finding the right dental plan A family smiling together after finding the right dental plan

Enjoy nationwide access to the Ameritas Dental Network


Spirit Dental plans use the Ameritas Dental Network—one of the largest in the country offering trusted care. With access to over 145,000 providers, 101,000 locations and more than 698,000 access points, members can save 25-50% on out-of-pocket costs when visiting in-network providers.

How Spirit Dental benefits work

A woman checking her phone for dental coverage

No waiting periods

Enjoy immediate full coverage
from day one

Two smiling older women looking for comprehensive coverage

Comprehensive coverage

High annual maximums up to $5,000

A girl sitting in a dentist office chair

Choose your dentist

Choose your preferred provider without hassle

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In-network savings

Up to 50% reduced rates with in-network providers

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Lifetime deductible

Pay it once and never again

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Bundle with vision

Add vision coverage to your dental plan for the complete package

No waiting periods

Enjoy immediate full coverage from day one

Freedom to choose

Choose your preferred provider without hassle

Lifetime deductible

Pay it once and never again

Comprehensive coverage

High annual maximums up to $5,000

In-network savings

Up to 50% reduced rates with in-network providers

Bundle with vision

Add EyeMed Vision coverage to your dental plan for the complete package

Find dental insurance plans available in your state

Explore Spirit Dental coverage options in your location.

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Have questions about individual dental plans?

Our licensed dental insurance agents are here to help you find the right dental plan—no pressure, just answers. We're here to make dental insurance easy. Call now for a free quote and friendly, expert help: (844) 833-8440

A smiling customer support representative from Spirit Dental

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