Spirit Dental Logo

Affordable dental insurance plans

for individuals and families

Compare dental plans and find the coverage that fits your needs. Flexible options, easy enrollment and immediate savings.

Select the coverage that fits your needs:
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You

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You + One

Select coverage for you and your family – Icon of a family

Family

  • 6/1/2025

Full coverage from day one


Your smile is a vital part of your health, and you shouldn’t have to wait to protect it. Spirit Dental plans offer full coverage from the start, including major procedures, with benefits designed to make care simple, flexible and affordable:

  • Immediate coverage—no waiting periods for preventive, basic, major or child ortho services
  • Choose any dentist—with PPO or indemnity with PPO network access plans
  • High annual maximums—loyalty benefits increase up to $5,000
  • Lifetime deductible—pay it only once and never again
  • Network savings—save 25-50% with thousands of in-network providers
  • Bundle options—combine dental and vision—and hearing—for complete care

Questions? Call (844) 833-8440.

Three friends smiling, looking at a phone and enjoying beverages, with happy, confident smiles, with Spirit Dental coverage.
Three friends smiling, looking at a phone and enjoying beverages, with happy, confident smiles, with Spirit Dental coverage.

Compare dental plan options

Whether you're covering just yourself or the whole family, Spirit PPO and Flex plans offer unique advantages. Find the right coverage for you, get care and start saving today.

Spirit PPO

Starting at

$13.35/mo*

Best for in-network dentists:

  • No waiting periods
  • Up to 3 cleanings annually
  • Up to $5,000 annual max benefits
  • $100-lifetime deductible
  • Savings of 25-50% in-network with Ameritas
  • Immediate coverage for implants and child ortho*

Bundle vision insurance*

  • EyeMed Network access
  • Only $7 for individuals, $20 for families

Shop plans:

Preventive Plus PPO

Core PPO

Preferred PPO

Pinnacle PPO

Spirit Vision

Spirit Flex

Starting at

$26.78/mo*

Best for out-of-network dentists:

  • No waiting periods
  • Up to 2 cleanings annually
  • Up to $2,500 annual max benefits
  • $100-lifetime deductible
  • Savings of 25-50% in-network with Ameritas
  • 80th UCR percentile out-of-network

Bundle vision insurance*

  • EyeMed Network access
  • Only $7 for individuals, $20 for families

Shop plans:

Flex

Flex Plus

Spirit Vision

*Pricing shown is based on individual coverage and current as of May 2025. Not all plans are available in every state, and benefits may vary. Refer to the plan documents for complete details.

Enjoy nationwide access to the Ameritas Dental Network


Spirit Dental plans use the Ameritas Dental Network—one of the largest in the country offering trusted care. With access to over 145,000 providers, 101,000 locations and more than 698,000 access points, members can save 25-50% on out-of-pocket costs when visiting in-network providers.

How our plans work

No waiting periods

Enjoy immediate full coverage
from day one

Comprehensive coverage

High annual maximums up to $5,000

Freedom to choose

Choose your preferred provider without hassle

In-network savings

Up to 50% reduced rates with in-network providers

Lifetime deductible

Pay it once and never again

Bundle with vision

Add vision coverage to your dental plan for the complete package

No waiting periods

Enjoy immediate full coverage from day one

Freedom to choose

Choose your preferred provider without hassle

Lifetime deductible

Pay it once and never again

Comprehensive coverage

High annual maximums up to $5,000

In-network savings

Up to 50% reduced rates with in-network providers

Bundle with vision

Add EyeMed Vision coverage to your dental plan for the complete package

Find dental insurance options in your state

Find dental insurance options in your state

Explore dental plan options in your location.

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Have questions?

Our licensed team is here to help you find the right dental plan—no pressure, just answers. We're here to make dental insurance easy. Call now for a free quote and friendly, expert help: (844) 833-8440

Looking for something else?

Find in-network dentists

Check to see if your current dentist is in our network of providers.

Find a plan

Find out which dental plans are available in your area.

Learn more

Explore articles about dental insurance, tips & more.