Spirit Dental  Insurance in
Kentucky

Welcome to Spirit Dental & Vision, your source for flexible and low-cost dental and vision insurance plans in the Blue Grass State! Whether you’re in Louisville or Lexington, Spirit Dental has plans that deliver real value. No waiting periods, flexible coverage options, and savings you can count on—designed for individuals, families and retirees throughout Kentucky.

See why so many Kentuckians choose Spirit Dental & Vision to protect their smile. Shop and compare affordable dental insurance plans today. 

How Spirit dental plans work in KY

No waiting periods

Spirit Dental offers immediate full coverage dental insurance with no waiting periods. This ensures you’ll get coverage for a variety of dental services from day one—from cleanings, to fillings, dental implants and child orthodontia. Plus, with next-day effective dates, you can enroll today and see your dentist tomorrow.

PPO dental plans

With our PPO dental plans, you’ll enjoy access to a top network with Ameritas offering 25-50% reduced rates for all dental services. That’s instant savings on top of your plan benefits. You can choose any dentist; however, you'll receive lower rates if you stay in-network. Check out our Spirit Flex plans for better out-of-network coverage. 

Comprehensive coverage

At Spirit, we put your oral health as our top priority. That’s why we offer three cleanings as opposed to the typical two cleaning annually—covered 100%. Our comprehensive Pinnacle PPO plan also offers one of the highest annual maximums available at $5,000 after only two years. Unlike other plans with annual deductibles, our lifetime deductible only must be paid once.

Dental and vision coverage

If you’re interested in vision coverage, bundle with your dental plan for only $7/month with access to EyeMed providers. 

Comprehensive coverage fast

Spirit Dental takes pride in offering a selection of low-cost dental insurance plans, catering to a variety of needs while focusing on comprehensive coverage for major dental services. Our plans are meticulously crafted to ensure they meet the evolving dental care needs of individuals, families, and seniors.

With Spirit Dental, affordability does not mean limited coverage. Instead, we provide a robust range of services, ensuring you have access to quality dental care when you need it. To explore our plans in detail and find the one that fits your needs, we make it easy to get a quote.

The benefits of no waiting periods

Imagine getting dental insurance and being able to use it right away! With Spirit Dental, that's exactly what you get. Our no waiting periods policy is a game changer, providing instant coverage from day one. Whether it’s an unexpected toothache or a scheduled cleaning, you don’t have to wait to be covered.

This immediate access to care means you can start benefiting from our range of major dental services without delay. Our dedication to offering convenient, hassle-free dental care for everyone sets us apart in the world of dental insurance. From routine check-ups to more significant procedures, our coverage is ready when you are.

Coverage for every family member

Choose Spirit Dental for family dental insurance that comprehensively covers each family member’s dental needs. From the little ones needing children's orthodontics to adults requiring complex dental work, we have you covered. Our family-focused plans are tailored to provide peace of mind and optimal dental health for your loved ones.

●       Tailored coverage for each family member

●       Specialized children's orthodontics

●       Routine dental care for all ages

●       Coverage includes preventive, basic, and major services

●       Flexible plan options for changing family needs

●       Transparent policy details and coverage

●       Supportive customer care for assistance and guidance

Spirit dental implant coverage

Understanding the importance and impact of dental implants on an individual's life, Spirit Dental offers specialized implant coverage. This coverage is part of our effort to provide a range of advanced dental treatments, ensuring that you can achieve the best possible dental health and aesthetics. With Spirit Dental, you can be confident that your journey toward improved dental well-being is supported every step of the way.

Moreover, our comprehensive dental implant coverage not only caters to your immediate dental needs but also considers your long-term oral health. By choosing Spirit Dental for your implant needs, you're opting for a solution that blends durability, functionality, and visual appeal. Our plans are designed to be both affordable dental insurance options and robust in their coverage, making high-quality dental care accessible to everyone.