We're here to make it easy to get the coverage you need, so you can focus on what really matters: living life to the fullest with a worry-free smile.
Our mission is to empower individuals, families and small businesses with dental coverage that lasts a lifetime—supporting better oral health, greater financial security and the confidence to smile brighter and live lighter.
We’re not just an insurance company. We're here to support your journey to a healthier, happier you.
Our founder, Tom, saw the gaps in dental insurance up close. Growing up, his diabetic father constantly struggled to get the dental care he needed. Their insurance never covered enough. The stress, the costs, all added up. Tom knew there had to be a better way and decided to make a change.
In 2002, Spirit Dental launched as one of the first dental plans to offer no waiting periods, lifetime deductibles and high annual maximums.
Today, Spirit continues to lead with benefits designed around real dental needs first and helping thousands of people protect their health and their wallets, one smile at a time.
Your pain doesn’t wait. Why should your benefits? With Spirit Dental, you get coverage that works when you need it. No stress. No waiting. Just more coverage and more smiles.
No waiting periods
Immediate coverage from day one, all services.
Lifetime deductibles
Pay it once. Never again. Simple as that.
High annual maximums
More coverage for more care. So you're protected, even when the unexpected happens.
Freedom of choice
Choose the dentist you trust. Our PPO and Flex plans give you options, backed by one of the nation's top networks through Ameritas.
We know shopping for dental insurance can feel overwhelming. But it doesn't have to be. That’s where our Spirit +Connect Team comes in. Our licensed dental insurance experts are here to make everything easier, from comparing plans to getting enrolled. No jargon. No pressure. Just real support from people who care.
Contact us today and get advice in minutes.
Shop our plans and find the coverage that fits with your situation. We’re with you every step of the way.