Full Coverage Dental Insurance

Get immediate access to a wide range of dental services with our full coverage dental plans with no waiting periods. Take control of your oral health and achieve your dental care goals—easily.

A woman smiling while shopping for full coverage dental insurance

No Waiting Periods

Large Network of Providers

$100 Lifetime Deductible

Choice of In-Network or Out-of-Network Providers

$5,000 Max Coverage Year 3

Choice of In-Network or Out-of-Network Providers

$5,000 Max Coverage Year 3

Why full coverage dental insurance matters

Imagine a world where dental health is never a second thought—that's what full coverage dental insurance offers. This type of insurance goes beyond the basics, covering a wide range of dental services from routine cleanings to more complex procedures. It's not just insurance; it's a commitment to your oral health.

With full coverage dental insurance, unexpected dental problems don't have to mean financial stress. It represents a proactive approach to dental care, prioritizing prevention and comprehensive treatment. Understanding this coverage is key to unlocking a worry-free dental experience.

Comparing full coverage dental plans

When it comes to choosing the right full coverage dental plans, it's crucial to compare different options. These plans vary in terms of coverage limits, types of services covered, and cost. Some plans might offer higher annual maximums, while others focus on lower deductibles. 

Understanding the differences in full coverage dental plans helps in selecting the one that best fits your individual and family needs. Here's a quick guide to key features:


●     Annual Maximums: Plans vary in the annual cap on coverage.

●     Deductibles: Some plans have higher deductibles, reducing monthly premiums.

●     Preventive services: Look for plans covering 100% of preventive care.

●     Network flexibility: Options for in-network and out-of-network providers.

●     Family coverage: Plans that cater to the whole family's dental needs.

●     Senior-friendly options: Plans with benefits tailored for seniors.


For family-specific plans, explore our Family Dental Insurance options.

Finding affordable full coverage dental insurance

Finding affordable full coverage dental insurance is a critical step toward maintaining oral health. Identifying your specific dental needs helps to determine which plan offers the best value. Start by evaluating what "full coverage" means to you and your family. Look for affordable full coverage dental insurance plans that align with these needs, offering a mix of necessary services and financial feasibility. Consider policies with low premiums and minimal out-of-pocket expenses. With careful research, you can find a plan that ensures affordability without skimping on essential dental care.

Among your options, Spirit Dental stands out as a prime choice for affordable full coverage dental insurance. Our plans are designed to balance cost and coverage, ensuring that you get the most value for your investment in dental health.

The advantages of choosing Spirit Dental for full coverage dental insurance

Selecting Spirit Dental for your full coverage dental insurance needs means choosing excellence and reliability. Spirit Dental stands out in the crowded field of dental insurance with its commitment to accessible, comprehensive, and affordable dental care solutions. Their unique approach centers on customer satisfaction and flexibility, offering plans that are tailored to a variety of dental care requirements. With Spirit Dental, you're not just purchasing insurance; you're investing in a partnership that prioritizes your dental health and overall well-being.

No waiting periods—ever

Spirit Dental is renowned for its full coverage dental insurance with no waiting-period, a rare find in the dental insurance industry. This means you get immediate coverage for various dental procedures as soon as your plan starts, ensuring timely care and peace of mind.

High annual maximums

One of the highest annual maximums available in the market is offered by Spirit Dental. This feature is crucial for individuals and families who require extensive dental work, providing substantial financial support and less worry about exceeding coverage limits.

Flexible plan options

Spirit Dental provides an array of options, from individual to family and senior plans. Each plan is designed with the customer's specific needs in mind, ensuring that whether you’re looking for preventive care or more comprehensive dental services, there’s a plan that fits your lifestyle and budget.

Frequently asked questions about full coverage dental insurance

Navigating the world of full coverage dental insurance can bring up many questions. It's important to have clear answers to make informed decisions about your dental care. Whether you're considering insurance for yourself, your family, or a senior member, understanding what full coverage dental entails is crucial. Here, we address some of the most common queries:

What does full coverage dental insurance typically include?

Full coverage dental insurance typically encompasses a broad range of services, including preventive care like cleanings and check-ups, basic procedures such as fillings and extractions, and major dental work like crowns, root canals and dental implants. This comprehensive approach ensures that individuals have access to essential dental care, maintaining overall oral health.

Are orthodontic treatments covered under full coverage dental plans?

The inclusion of orthodontic treatments in full coverage dental plans varies. While some plans offer orthodontic coverage, which can be crucial for both children and adults requiring braces or other alignment treatments, others might not include these services. It's important to review each plan's details to understand the orthodontic benefits provided. Spirit PPO plans provide coverage for child ortho services without waiting periods. 

How does full coverage dental benefit families?

Full coverage dental plans are particularly beneficial for families, offering comprehensive dental care that caters to the needs of both adults and children. Each family member can access essential dental services, from routine check-ups to more complex procedures. For child-specific benefits, please refer to our Dental Insurance for Kids page, which provides tailored information for your children's dental needs.

Are there full coverage plans tailored for seniors?

Yes, there are full coverage dental plans specifically designed to meet the unique dental needs of seniors. These plans often focus on services more commonly required by older adults, such as dentures, gum disease treatment, and restorative care. For detailed information on senior-specific dental plans, explore our Senior Dental Insurance offerings.

Take the first step towards comprehensive dental health with Spirit Dental

Don’t wait to ensure your dental health is in the best hands. Choosing Spirit Dental means opting for a future of worry-free, comprehensive dental care. With no waiting periods, high annual maximums and a variety of plan options tailored to your unique needs, we make dental insurance simple and accessible.

Embrace the peace of mind and security that comes with our full coverage dental insurance. Act now and join the Spirit Dental family—because your dental health can't afford to wait. Visit our website or contact us today to find the perfect plan for you and your loved ones. 

Get your free quote!

  • 7/1/2024
Questions about our plans? Call us: (844) 833-8440

Dental insurance that starts immediately

Find the best dental plan for you, enroll today and activate next-day benefits with no waiting periods

Need additional help? We’re here for you!

Give us a call, and we'll make it easy choosing a plan that works for you: (844) 833-8440

  • 7/1/2024

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