Orthodontic Insurance That Covers Braces

When considering which dental insurance is right for you and your family, you need to consider a plan offering orthodontic insurance. Spirit Dental can help.

Two teenage girls smiling with braces.

No Waiting Periods

Large Network of Providers

$100 Lifetime Deductible

Choice of In-Network or Out-of-Network Providers

$5,000 Max Coverage Year 3

Choice of In-Network or Out-of-Network Providers

$5,000 Max Coverage Year 3



Discover the benefits of Spirit Dental orthodontic insurance

Are you considering orthodontic treatment to achieve the smile you've always dreamed of? We understand that this journey is essential to you, and that's why we offer specialized orthodontic insurance plans designed to provide you with the coverage you need. Say goodbye to concerns about the cost of orthodontic care, and say hello to a brighter, healthier smile with Spirit Dental's orthodontic insurance. 

Orthodontics are devices that are used to straighten teeth and treat malocclusion (poor teeth alignment).

 Although you might immediately think of braces and retainers when you hear "orthodontics," there are several other products, such as palatal expanders, that an orthodontist can use to ensure their patient will have a beautiful smile.


Orthodontic insurance tailored for you

At Spirit Dental, we believe that everyone deserves a confident smile. Orthodontic treatment, including braces, plays a pivotal role in achieving that goal. However, the financial aspect can be daunting. This is where our orthodontic insurance steps in to make a significant difference.

Here's why Spirit Dental's orthodontic insurance matters:


●       Affordability: Our insurance plans are designed to make orthodontic care accessible to individuals and families of all backgrounds.

●       Quality care: You have the freedom to choose from a network of qualified orthodontists who specialize in your unique treatment needs, ensuring the best possible results.

●       Peace of mind: With Spirit Dental's orthodontic insurance, you can focus on your journey to a straighter, healthier smile without worrying about unexpected costs.


Spirit Dental orthodontic insurance plans

Our orthodontic insurance plans are tailored to meet your unique needs. Here's what sets Spirit Dental apart:

 ●       Comprehensive coverage: Our plans provide coverage for a wide range of orthodontic treatments, including traditional braces, ceramic braces, Invisalign, and more.

●       Flexible payment options: We understand that your budget matters. That's why we offer flexible payment options and competitive premiums.

●       Access to top orthodontists: Choose from our extensive network of experienced orthodontists to ensure you receive the highest standard of care.

●       No waiting periods: Your smile can't wait. Many of our plans have no waiting periods for orthodontic coverage, so you can start your treatment when you're ready.


Get peace of mind with Spirit Dental insurance

When you sign up for Spirit Dental insurance, you can enjoy peace of mind, knowing that you and your family are covered immediately with no waiting period.



How to get started with Spirit Dental insurance with orthodontic coverage

Securing the orthodontic insurance you need with Spirit Dental is easy. Here's your simple guide:

 

●       Contact us: Reach out to our friendly team of insurance experts to discuss your unique requirements and get a personalized quote.

●       Select your plan: Choose the orthodontic insurance plan that aligns perfectly with your budget and needs.

●       Embark on your journey: Start your orthodontic treatment with confidence, knowing you have the support and coverage of Spirit Dental every step of the way.


Don't let the cost of orthodontic treatment hold you back from achieving your dream smile. Invest in your dental health and self-confidence with orthodontist insurance from Spirit Dental. Your brighter, healthier smile awaits – choose Spirit Dental today.


Frequently asked questions about orthodontic insurance


How much are braces with insurance?

The cost of braces with insurance can vary significantly depending on your dental insurance plan. Many dental insurance plans provide coverage for orthodontic treatment, including braces, but the extent of coverage can differ.

Typically, dental insurance that covers braces will pay a percentage of the total cost, up to a specified lifetime or annual maximum. This percentage can vary, but it often falls between 50% and 80%. For example, if the total cost of braces is $5,000, and your insurance plan covers 50%, you would be responsible for the remaining $2,500.

It's important to note that some insurance plans may have waiting periods or require pre-authorization before orthodontic treatment can begin. Additionally, there may be deductibles or copayments associated with orthodontic coverage.


How much are braces without insurance?

The cost of braces without insurance can vary widely based on several factors, including the type of braces (traditional metal braces, ceramic braces, Invisalign, etc.), the complexity of your orthodontic needs, the region you live in, and the specific orthodontic provider.

On average, traditional metal braces can cost anywhere from $3,000 to $7,000. Ceramic braces, which are less visible but usually more expensive, may range from $4,000 to $8,000 or more. Invisalign treatment often falls within a similar price range.

It's essential to consult with an orthodontist for a personalized cost estimate based on your unique case and location.


What insurance covers braces?

Dental insurance that covers orthodontics, including braces, is typically referred to as orthodontic or ortho-specific plans. Not all dental insurance plans provide coverage for braces, so it's crucial to check the specifics of your plan or inquire about orthodontic coverage options when shopping for dental insurance.

Some common types of insurance that may cover braces include:

●       Employer-sponsored dental insurance: Many employer-sponsored dental insurance plans offer orthodontic coverage as part of their benefits package.

●       Individual dental insurance: You can purchase individual dental insurance plans that include orthodontic coverage.

●       Medicaid: Medicaid may cover orthodontic treatment for eligible individuals, especially children.

●       Children's health insurance program (CHIP): CHIP often provides orthodontic coverage for children in low-income families.


Be sure to review the details of the coverage, including any waiting periods, annual or lifetime maximums, and the percentage of costs covered by the insurance plan, as these can vary significantly from one plan to another. It's also essential to consult with your orthodontic provider to confirm insurance coverage and discuss payment options.


Does Spirit Dental insurance cover braces?

Yes! We offer a $1,200 children's orthodontia benefit on two of our dental plans: Spirit Core and Spirit Pinnacle. This coverage is available for dependent children.

Other features include:

 

●       A one-time $100 deductible.

●       Coverage is 10% for year one, 25% for year two, and 50% for year three.

●       A $1,200 lifetime maximum per child.

●       An annual limit of $600.


What is the best age to get braces for a child?

Most dental professionals agree that eligible children should get braces between the ages of 10 and 14. However, your dentist or orthodontist can give you personalized advice and guidance on when the right time is for your child’s orthodontic treatment. This will help you know when to sign up for braces insurance.


What age should a child go to an orthodontist?

If you aren’t sure if your child needs to see an orthodontist, you can ask your dentist. Generally, however, you can take your children to an orthodontist when they are as young as 7 years old to see if they might need this type of care.


Get your free quote today

Don't wait any longer to embark on your journey to a confident, healthier smile. Discover the benefits of orthodontic insurance with Spirit Dental today. It's easy to get dental insurance quotes online and take the first step towards a brighter future filled with smiles. Your dream smile is just a click away - get a quote now!


Get your free quote!

  • 3/1/2024
Questions about our plans? Call us: (844) 833-8440

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Give us a call, and we'll make it easy choosing a plan that works for you: (844) 833-8440

  • 3/1/2024

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