Family life presents many challenges. Dental insurance may not weigh as highly in your mind against traditional medical coverage. Sure, the kids need their routine visits, but your smile needs attention too. Consider this: buying a Family Dental Insurance plan can potentially save you money on the cost of monthly premiums. How, you ask? It’s often less expensive to purchase insurance for the family versus individual plans.
In the last few years, to the American Dental Association (ADA) reported that 21% of the adults they surveyed had not visited the dentist in the last few years! Why? The main reason for the lack of coverage was due to dental cost (40%).
We think these figures are too high. Dental health benefits everyone and is a key safeguard to ensure you and your family’s well-being. If you are self-employed or if your employer does not offer Family Dental Coverage, you’ll have to be the crusader for sparkling smiles.
Spirit Dental is a great option for entire households because our plans have a strong preventive element built into their design. Plans have allowances for three cleanings and two exams per plan member every year, in addition to no waiting periods for major services.* We made it easy because we understand how to get the best care for everyone in your family.
Finding the right dental coverage can be frustrating. Oral health isn’t a ‘one size fits all’ option. The key is finding the right blend that matches the entire family’s needs.
Get a free quote, or contact us for more information.
If you would like to, you can have two dental insurance plans. This is called "dual coverage". However, you cannot purchase two separate Spirit plans.
Spirit Dental does not coordinate benefits, meaning that we determine coverage based off the entire procedure and do not check if another insurance company has covered a portion of the procedure.
The best dental insurance plan for you will depend on the services you need. Spirit Dental & Vision plans are tailored to individuals: we offer no waiting periods for any services, every day effective dates, and high annual maximums that cannot be found with typical private dental insurance coverage.
The price of dental insurance will vary by brand and by plan within brands. Spirit Dental & Vision offers affordable dental insurance policies.