Dental Insurance that Covers Implants

Dental insurance that covers implants is crucial, but many plans have restrictions or limitations. Spirit Dental offers immediate full coverage insurance with no waiting periods that gives you the options you want when you want them.

A couple sitting on a couch smiling confidently having dental implant coverage.

No Waiting Periods

Large Network of Providers

$100 Lifetime Deductible

Choice of In-Network or Out-of-Network Providers

$5,000 Max Coverage Year 3

Choice of In-Network or Out-of-Network Providers

$5,000 Max Coverage Year 3

Dental implant insurance that's right for you

Around 74 million people in the U.S. don't have dental insurance, but that doesn't have to include you. While other insurers might only provide partial coverage for implants and major services or impose long waiting periods that can delay your procedure, Spirit Dental does things differently. You can find comprehensive plans without waiting periods. We offer affordable dental plans that cover implants immediately.

Why get dental insurance?

Over 5 million dental implants are performed each year in the U.S. They're an ideal solution when you have a severely cracked or missing tooth. But implants can be expensive, and it's essential to find a policy that provides comprehensive coverage, including dental implant insurance. Not all companies cover implants. Spirit Dental, however, offers economical plans for preventive care, basic services and major services, like dental implants. We understand your concerns and provide policies that meet your needs.

Advantages of our dental insurance for implants

When you rely on our dental insurance for implants, you get the benefit of the same great advantages available with all our policies:


●     Affordable coverage

●     Guaranteed acceptance

●     No waiting periods

●     One-time $100 deductible

●     Annual maximums as high as $5,000


See Spirit Dental's value firsthand

Spirit Dental provides a wide range of plans, including dental insurance that covers implants, all available without a waiting period. Watch our video to learn more about everything Spirit Dental has to offer. 


Use Spirit Dental to get insurance for dental implants

Our dental plans that cover implants offer valuable support whether you're paying for one or more implants.  Plus, our dental implant insurance plans, like our student dental insurance plans, can help you afford the appointments and treatments you might need before and after the procedure. Our Flex and PPO plans are perfect for those who want the highest quality dental care at a reasonable price. We not only offer affordable coverage, but we also provide guaranteed acceptance. Our customers love that our plans require no waiting periods. With a one-time deductible of $100 and annual maximums as high as $5,000, you're sure to find a policy that's just right for you.

Note: Spirit doesn't cover implants for teeth that are missing before enrolling in a policy.

FAQs & info about dental insurance that covers implants

Spirit Dental has a wealth of information to share, and we're always glad to answer your questions about dental insurance that covers implants. Read the following answers for the details you need.

What insurance covers dental implants?

Look for dental plans that specify they offer major restorative dental insurance, including implants. These can give you the support you need for various procedures and might even help you save up to 50%. Considering how expensive implants can be, you may save hundreds or thousands of dollars with a policy that covers them.

Remember, several steps are involved in getting an implant, so you need to think about more than just the cost of the procedure, anesthesia and the implant itself. In addition to exams, you might need X-rays, a bone graft, gum treatment or tooth extraction. If you want to get as much support as possible in most or all of these areas, enrolling in a comprehensive plan that covers a range of basic and major services is best. Dental insurance that covers implants is essential.

Does dental insurance cover implants?

Yes, some insurance plans cover dental implants, but choosing the right policy is critical. A basic dental plan might not cover implants. Also, some policies might have pre-existing condition exclusions that could make you ineligible for implant coverage. And there might be limitations based on whether or not an implant is considered cosmetic—if an implant is classified as a cosmetic treatment that isn't covered, you'd have to pay for it all out-of-pocket.

Dental implant cost with insurance

Dental implants are expensive. Without insurance, an average implant can cost more than $2,000. The procedure involves multiple appointments, and there are costs associated with any exams and dental care you receive before and after you get the implant. It adds up fast!

Prices for dental implants vary based on several factors, including:

●     Your location

●     The dental professional you use

●     The type of implant received

●     The tooth being replaced

●     Whether or not an extraction is needed

●     Other procedures required


If you have dental insurance for implants, your final cost will depend on various considerations, such as your copay, deductible and coinsurance.


What does a full coverage dental insurance plan cover?

It's important to note that full coverage dental insurance does not cover your out-of-pocket costs 100%. Rather, it provides coverage for a variety of dental care services. With a Spirit full coverage dental plan, you can access benefits for preventive, basic, major & orthodontia services without having to wait!


Get your free quote today

Dental insurance that covers implants is just a few steps away. Run your quote today and compare the best dental insurance plan for you. 

Need additional help? We're here for you! Give us a call, and we'll make it easy to choose a plan that's right for you: (844) 833-8440.

Get your free quote!

  • 8/1/2024
Questions about our plans? Call us: (844) 833-8440

Dental insurance that starts immediately

Find the best dental plan for you, enroll today and activate next-day benefits with no waiting periods

Need additional help? We’re here for you!

Give us a call, and we'll make it easy choosing a plan that works for you: (844) 833-8440

  • 8/1/2024

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