Dental Insurance with No Waiting Period

When you need dental insurance, no waiting period makes life easier. If you’re in the market for dental insurance, you want coverage now, not in six months or next year.

Pointing to a calendar as someone schedules a dental appointment.

No Waiting Periods

Large Network of Providers

$100 Lifetime Deductible

Choice of In-Network or Out-of-Network Providers

$5,000 Max Coverage Year 3

Choice of In-Network or Out-of-Network Providers

$5,000 Max Coverage Year 3



You expect your plan to cover your dental services when you need them.

With Spirit Dental, all our affordable dental plans offer protection* as soon as the plan becomes active. Other dental insurance carriers impose an initial waiting period before your plan coverage takes effect. These details may be buried in the fine print, but the impact on your coverage is clear.

Dental plans with no waiting period offer coverage when you need it

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Spirit Dental plans with no waiting period offer you dental coverage when you need it most. With Spirit Dental, we keep things simple, with no surprises. Once you're enrolled in a plan, you're covered immediately starting on the effective date, which can be as soon as the next day! No more waiting for that trip to the dentist.**

 We provide affordable dental plans with no waiting period, so you get the immediate dental insurance you need.


No waiting period dental insurance saves you money

How does dental insurance with no waiting period save you money? The basis of dental insurance is preventive services. With Spirit Dental, for example, you get two to three cleanings and exams annually covered 100%. And if you keep up with preventive dental care, you're also more likely to avoid costly dental procedures down the road. 


Your health depends on getting in to see the dentist

You might think you can just brush and floss at home and not go to the dentist. But bacteria are microscopic, and they get into places your brush can’t reach. Not only that, but the bacteria, also called plaque, forms a sticky substance your brush can’t wash away. A dental professional is needed to find those hard-to-reach areas and clean them out. They also have tools to wash away the sticky plaque.

Overall health is connected to oral health. The most common case is when bad bacteria get into the bloodstream and cause damage to the heart.

Preventing tooth issues is essential to your health and a dental professional is needed for complete oral care. Don't let a lack of dental insurance keep you from getting the treatment you need. With our no waiting period dental insurance, you can seek treatment as soon as you sign up.


Get your free quote on no waiting period dental insurance today

If you want to find out how much Spirit Dental dental insurance with no waiting period will cost you, it's super easy to get dental insurance quotes online. Discover how much Spirit Dental can save you and get immediate dental insurance coverage today!


Get peace of mind with dental insurance with no waiting period from Spirit Dental

When you buy no waiting period dental insurance from Spirit Dental, you gain peace of mind – comfort in knowing that you will have dental coverage when you need it.

 


Find a dentist near you with our no waiting period dental insurance

Spirit Dental helps you get in to see your dentist faster. You can have next-day coverage for cleanings and exams, fillings, crowns, implants, or braces. Our no waiting period dental insurance gets you the help you need.

Spirit Dental also makes it easy to see your dentist. With one of the top networks (Ameritas) in the country, you'll have no problem finding a dentist close by. You'll also receive an average of 32% in-network savings per procedure. And with our Choice plans, you can see any dentist and still receive the same great benefits Spirit Dental offers. 

Additional plan benefits include:


Frequently asked questions about dental insurance with no waiting period

We know you may have questions about dental insurance with no waiting period. To help you better understand, we have answered a few common questions we hear about our no waiting period dental insurance.


How Can You Get Immediate Dental Insurance?

Getting immediate dental insurance with no waiting period is a straightforward process with Spirit Dental:

  1. Explore our plans: Visit our website and browse through the dental insurance plans we offer. It's easy to compare dental plans on our site..
  2. Choose your plan: Select the dental insurance plan that best fits your needs and budget. Consider factors like coverage levels, premium costs, and preferred dentists in the network.
  3. Apply online: Once you've chosen a plan, you can easily apply for dental insurance online through our secure portal. Fill out the necessary information and submit your application.
  4. Pay your premium: Once your application is approved, you'll need to pay the initial premium to activate your coverage. After payment, your policy will become effective, and you can start using your benefits immediately.


What does "no waiting period" mean in dental insurance?

"No waiting period" in dental insurance means that as soon as your dental insurance policy becomes effective, you can use your coverage for various dental services without any delay. With traditional dental insurance plans, there might be a waiting period (usually a few months) before you can access certain services like major procedures. However, with no waiting period dental insurance, you can receive coverage for preventive care, basic services, and even major services right from the start.


What dental insurance companies have no waiting period dental insurance?

While some dental insurance companies may require waiting periods for certain services, Spirit Dental is proud to offer dental insurance plans with no waiting period. We understand the importance of timely access to dental care, and our no waiting period plans are designed to provide you with immediate coverage for a wide range of dental services.

With Spirit Dental, you won't have to postpone your dental appointments or treatments. From routine check-ups to more extensive procedures, our no waiting period dental insurance ensures that you can prioritize your oral health without unnecessary delays.


What types of no waiting period dental plans do you offer?

We have various dental plans with no waiting period to help fit whatever budget and dental needs you may have, including:

to help fit whatever budget and dental needs you may have, including:


  • PPO Dental Insurance With No Waiting Period
  • Full Coverage Dental Insurance With No Waiting Period
  • And more!


Get a quote today on no waiting period dental insurance

Take advantage of our no waiting period dental insurance plans and secure your smile today. Contact our customer support team or visit our website to learn more and find the perfect plan for your dental needs.

 

*Each plan’s coverage varies. **There are no waiting periods for Preventive, Basic or Major services on the Spirit Dental plans. However, if you select a plan with Orthodontia services you may find, depending upon your state of residence, a waiting period on this service.


Get your free quote!

  • 5/1/2024
Questions about our plans? Call us: (844) 833-8440

Get a dental quote fast

Find the best dental plan for you, enroll today and activate next-day benefits with no waiting periods

Need additional help? We’re here for you!

Give us a call, and we'll make it easy choosing a plan that works for you: (844) 833-8440

  • 5/1/2024

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