Why choose a Spirit PPO dental plan?
A Spirit Dental PPO plan gives you flexibility, affordability and confidence that you're covered for the care you need. With immediate coverage and benefits that grow over time, you can feel secure knowing your oral health—and budget—is protected from day one:
- No waiting periods: Start using your benefits from day one, from cleanings to implants.
- Nationwide network through Ameritas with 25-50% in-network savings.
- High annual maximums up to $5,000.
- Lifetime deductible you'll only pay once and never again.
Get your free dental quote today.
Questions? Call (844) 833-8440.
Preventive Plus PPO 1500
Starting at
$16.09/mo*- Annual maxup to $1,500
- No waiting periodsImmediate full coverage
- Coverage
- 2 exams & 2 cleanings annually
- Basic care
- Major care
- Child ortho not covered
- Implants not covered
- Hearingnot covered
Core PPO 1200
Starting at
$23.93/mo*- Annual max$1,200
- No waiting periodsImmediate full coverage
- Coverage
- 2 exams & 3 cleanings annually
- Basic care
- Major care
- Child ortho
- Implants
- Hearingnot covered
Pinnacle PPO 5000
Starting at
$32.75/mo*- Annual max$5,000
- No waiting periodsImmediate full coverage
- Coverage
- 2 exams & 3 cleanings annually
- Basic care
- Major care
- Child ortho
- Implants
- Hearingnot covered
Preferred PPO 3500
Starting at
$31.90/mo*- Annual max$3,500
- No waiting periodsImmediate full coverage
- Coverage
- 2 exams & 3 cleanings annually
- Basic care
- Major care
- Child orthonot covered
- Implants
- Hearing
*Pricing shown is based on individual coverage for ZIP code 33801 in Florida as of August 2025. Rates vary by ZIP code and state. Not all plans are available in every state. Please review plan documents for full details.
How to find a dentist in the Ameritas Dental Network
Our PPO plans connect you to the Ameritas Dental Network, one of the largest dental provider networks in the country. This network offers thousands of in-network dentists, ensuring you’ll have plenty of options wherever you are.
How to find an in-network dentist:
- Explore participating dentists using the Ameritas Dental Network provider search tool
- Enter your ZIP code to browse local dentists who accept Spirit Dental PPO plans
- Click “additional filters” to search for a dentist’s name
- Dentists displayed in green will be the most cost-effective compared to other providers in the area
- Choose the dentist that works best for you and enjoy the savings that come with in-network rates!
Maximize your benefits with a Spirit PPO plan
Making dental care accessible and affordable makes Spirit one of the top dental plans available on the individual market. With all plans offering no waiting periods, Spirit focuses on getting the dental care you need when you need it a top priority.
How do these plans benefit you?
- No waiting periods—instant access to care Get covered from day one for everything from preventive checkups to major procedures like crowns and implants.
- High annual maximums—up to $5,000 Comprehensive annual benefits that help keep you covered for even the most extensive treatments.
- Lifetime deductibles—pay it once, never again Enjoy the savings you’ll have yearly after paying your deductible only once.
- 3x cleanings—at no additional cost An extra cleaning a year means fewer worries and a healthier smile.
- Secondary coverage—dual savings Spirit does not coordinate benefits with other dental plans, giving you more savings for supplemental coverage.
- Extensive network—convenience & savings Connect easily with leading in-network dentists nationwide and save up to 50%.
The best PPO dental insurance plan is best served with no waiting periods
Shopping for dental insurance can be overwhelming, given the variety of plans today. Spirit knows it should be easy to get the dental care you need when you need it.
Whether shopping for your individual needs, family needs, or just retiring, shop Spirit PPO dental insurance plans today and go where your smile takes you!