Spirit Dental PPO Plans
The Spirit PPO Plan: More Savings when visiting an in-network dentist. These dentists will often set lower rates for patients with the right insurance plan, which means you will be able to enjoy lower out-of-pocket costs.

The Spirit PPO Plan: More Savings when visiting an in-network dentist. These dentists will often set lower rates for patients with the right insurance plan, which means you will be able to enjoy lower out-of-pocket costs.
No Waiting Periods
Large Network of Providers
$100 Lifetime Deductible
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage Year 3
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage Year 3
Just be aware that you won’t be able to see the dentist of your choice if he or she isn’t within our network. If you do end up seeing an out-of-network dentist, you should be prepared to face decreased benefits or higher fees. But you can rest assured that our network of dental professionals can be trusted, and you will have plenty of great options to choose from, even if your old dentist isn’t a part of the PPO network.
This plan will be right for you if:
All Spirit plans use the Ameritas Dental Network. This is one of the largest nationwide networks with over 428,000 access points and 111,500 unique providers.
SERVICE | COST |
Dental Retail Costs For Implants | $5000 |
Negotiated Network Costs | $4000 |
Insurance Covers | $2000 (50%) |
Your Out-of-pocket (bill you receive) | $2000 |