Pinnacle PPO Dental Plan
With the Spirit Pinnacle PPO dental plan, our most popular option, enjoy maximum benefits and minimal out-of-pocket expenses.
No Waiting Periods
Large Network of Providers
$100 Lifetime Deductible
Choice of In-Network or Out-of-Network Providers
Bundle with Vision
Choice of In-Network or Out-of-Network Providers
Bundle with Vision
Ultimate protection for your oral health
The Pinnacle PPO plan is our most comprehensive coverage option, ideal for individual and families seeking top-tier dental benefits with no waiting periods.
Key features:
- No waiting periods for preventive, basic, major and child orthodontic services
- 3 cleanings and 2 exams covered 100%
- Up to 80% coverage for basic care
- Up to 60% coverage for major care
- Up to a $5,000 annual max
- Bundle with vision for only $7*
- Access to a nationwide PPO network with Ameritas for lower rates
Ideal for:
- Individuals seeking the highest level of dental coverage available
- Families with extensive dental needs or anticipated major procedures
Get your free quote today.
What's covered?
Preventive services
Preventive care (100% coverage):
- 2 exams per benefit year
- 3 cleanings per benefit year
Basic services
Basic care (50% year 1, 60% year 2, 80% year 3+ coverage):
- Fillings
- Space maintainers
- One series of bitewing X-rays per benefit year
- Sealants (under age 16)
- One topical fluoride per benefit year under age 16
Major services
Major care (25% year 1, 30% year 2, 60% year 3+ coverage):
- Simple extractions
- Implants
- One diagnostic X-ray, full or panoramic in any 3 year period
- Oral surgery
- Endodontic treatment
- Periodontic services
- Restoration services; inlays, onlays and crowns
- Prosthetic services; brides and dentures
Orthodontia services
Orthodontia care (10% year 1, 25% year 2, 50% year 3):
- Orthodontic treatment (braces, Invisalign)
- Available for children under 19
- $1,200 lifetime maximum
Why choose the Pinnacle plan?
Maximum coverage: Highest reimbursement percentage for major services and the highest annual max benefit minimizes your out-of-pocket cost.
Graduating loyalty benefits: Enjoy day one full coverage that increases over time, providing the best value encouraging long-term oral health maintenance.
Flexibility: Choose any dentist from our extensive network and save 25-50% in lower rates.
Implants and major services: Comprehensive coverage for expensive procedures.
Get started today
Protect your smile and your wallet with our Pinnacle PPO dental plan. Don't wait to prioritize your dental health!
Not all plans available in all states. Please run a quote to view plans available in your area, or review plan documents for more details.
*Vision coverage options are not available in every state. Visit Spirit Vision for more information.
Get your free quote!
Questions about our plans? Call us: (844) 833-8440
