Preferred PPO Dental Plan
Get the dental care you need easily with our Preferred PPO dental plan, offering enhanced coverage for a wide range of dental services.
No Waiting Periods
Large Network of Providers
$100 Lifetime Deductible
Choice of In-Network or Out-of-Network Providers
Bundle with Vision
Choice of In-Network or Out-of-Network Providers
Bundle with Vision
Robust coverage helps you save more
Elevate your dental savings with our Preferred PPO plan, providing a $3,000 annual max benefit after one year.
Key features:
- No waiting periods for preventive, basic and major care services
- 3 cleanings and 2 exams covered 100%
- Up to 100% coverage for basic care
- Up to 50% coverage for major care
- Up to a $3,000 annual max
- Implant and hearing coverage available
- Bundle with vision for only $7*
- Access to a nationwide PPO network with Ameritas for lower rates
Ideal for:
- Individuals who anticipate needing more extensive dental work in the near future
- Seniors looking for a dental, vision and hearing package
Get your free quote today.
What's covered?
Preventive services
Preventive care (100% coverage):
- 2 exams per benefit year
- 3 cleanings per benefit year
Basic services
Basic care (65% year 1, 100% year 2+ coverage):
- Bitewing X-rays (1 series per benefit year)
- Sealants (under age 16)
- One topical fluoride per benefit year under age 16
Major services
Major care (20% year 1, 50% year 2+ coverage):
- Simple extractions
- Implants
- Fillings
- One diagnostic X-ray, full or panoramic in any 3 year period
- Oral surgery
- Endodontic treatment
- Periodontic services
- Restoration services; inlays, onlays and crowns
- Prosthetic services; brides and dentures
Hearing benefits
Benefits are available for hearing exams and hearing aids. Each benefit period you receive up to $75 for eligible hearing exams. The plan pays 50% of the hearing aid cost up to the maximum benefit. The maximum benefit is $200 day 1, $300 after year 1, and $400 after year 2.
Why choose the Preferred plan?
High coverage up front: Highest reimbursement percentage for major services and the highest annual max benefit minimize your out-of-pocket cost.
Graduating loyalty benefits: Coverage increases over time, providing the best value encouraging long-term oral health maintenance,
Flexibility: Choose any dentist from our extensive network and save 25-50% in lower rates.
Implants and major services: Comprehensive coverage for expensive procedures.
Get started today
Protect your smile and your wallet with our Preferred PPO dental plan. Don't wait to prioritize your dental health!
Not all plans available in all states. Please run a quote to view plans available in your area, or review plan documents for more details.
*Vision coverage options are not available in every state. Visit Spirit Vision for more information.
Get your free quote!
Questions about our plans? Call us: (844) 833-8440
