Spirit Dental  Insurance in
South Dakota

Welcome to Spirit Dental & Vision where you can find affordable dental coverage with comprehensive benefits for all South Dakotans. There’s a lot to appreciate in the Mouth Rushmore State—from the vibrant city of Sioux Falls to the small charming towns like Rapid City to the breathtaking beauty of the Black Hills, we’re providing you with the coverage you need to stay healthy and protect your budget.

Join the many South Dakota residents who trust Spirit Dental & Vision for their coverage needs and see how easy it is to protect your smile today.

How Spirit plans work for residents of South Dakota

Easy access to affordable dental care

Comparing pricing, benefits, and networks to find the best dental plan can seem exhausting. Our budget-friendly dental plans aim to make it a seamless process for you to get the essential dental care you deserve, hassle-free. 

At Spirit Dental, we don’t have waiting periods. With next-day effective dates, you can enroll today and see any dentist tomorrow with immediate full coverage dental insurance. You’ll have coverage from preventive cleanings to fillings, even dental implants and child orthodontia.

Our affordable plans aim to make getting the dental care you need hassle-free.

PPO plans provide convenience and savings

Having a PPO plan gives you access to any dentist, in- or out-of-network. Spirit has a top network with Ameritas offering 25-50% reduced rates; giving you instant savings on top of your plan benefits.

Dental plan benefits

As a Spirit member, you’ll enjoy plans with 3 preventive cleanings—one more than typical plans offer—to keep your smile strong and protected.

If you’re looking for high annual max coverage, our Spirit Pinnacle PPO plan offers one of the highest available at $5,000 after only two years.

In South Dakota, you can compare and choose between six dental plans to meet your needs and match your budget. 

Dental and vision coverage

For a low-cost vision coverage option, choose to bundle EyeMed vision benefits with your dental plan for only $7/month. 

Understanding Spirit Dental insurance plans

Spirit Dental takes pride in offering a selection of affordable dental insurance plans, catering to a variety of needs while focusing on comprehensive coverage for major dental services. Our plans are meticulously crafted to ensure they meet the evolving dental care needs of individuals, families, and seniors. With Spirit Dental, affordability does not mean limited coverage. Instead, we provide a robust range of services, ensuring you have access to quality dental care when you need it. To explore our plans in detail and find the one that fits your needs, we make it easy to get a quote.

The benefits of no waiting periods

Imagine getting dental insurance and being able to use it right away! With Spirit Dental, that's exactly what you get. Our no waiting periods policy is a game changer, providing instant coverage from day one. Whether it’s an unexpected toothache or a scheduled cleaning, you don’t have to wait to be covered.

This immediate access to care means you can start benefiting from our range of major dental services without delay. Our dedication to offering convenient, hassle-free dental care for everyone sets us apart in the world of dental insurance. From routine check-ups to more significant procedures, our coverage is ready when you are.

Coverage for every family member

Choose Spirit Dental for family dental insurance that comprehensively covers each family member’s dental needs. From the little ones needing children's orthodontics to adults requiring complex dental work, we have you covered. Our family-focused plans are tailored to provide peace of mind and optimal dental health for your loved ones.

●       Tailored coverage for each family member

●       Specialized children's orthodontics

●       Routine dental care for all ages

●       Coverage includes preventive, basic, and major services

●       Flexible plan options for changing family needs

●       Transparent policy details and coverage

●       Supportive customer care for assistance and guidance

Spirit dental implant coverage

Understanding the importance and impact of dental implants on an individual's life, Spirit Dental offers specialized implant coverage. This coverage is part of our effort to provide a range of advanced dental treatments, ensuring that you can achieve the best possible dental health and aesthetics. With Spirit Dental, you can be confident that your journey toward improved dental well-being is supported every step of the way.

Moreover, our comprehensive dental implant coverage not only caters to your immediate dental needs but also considers your long-term oral health. By choosing Spirit Dental for your implant needs, you're opting for a solution that blends durability, functionality, and visual appeal. Our plans are designed to be both affordable dental insurance options and robust in their coverage, making high-quality dental care accessible to everyone.

Frequently asked questions

How much does dental insurance cost in South Dakota?

The cost of dental insurance in South Dakota can vary based on several factors such as the type of plan, coverage options, provider network, location and individual or family enrollment.

With Spirit, basic dental insurance plans can start from $14.93 to $25.88 per month per individual, while comprehensive plans with more extensive coverage can range from $33.38 to $74.13 per month. It's important to compare different plans and consider your dental care needs when determining the cost that fits your budget.

What is the highest annual maximum dental insurance plan in South Dakota?

The highest annual maximum dental insurance plan available in South Dakota typically varies depending on the insurance provider and the specific plan. Annual maximums refer to the maximum amount of money an insurance plan will pay for covered dental services within a year. While maximums can vary, some comprehensive dental insurance plans in South Dakota offer annual maximums ranging from $1,000 to $3,000—Spirit Dental offers a $5,000 annual max after only two years.

When can my Spirit dental plan begin?

Our dental plans have next-day effective dates meaning you can enroll today and have coverage begin as soon as tomorrow. You can also choose the date you'd like the plan to begin.

How do I enroll in a dental plan?

When it comes to enrolling in a dental plan with Spirit, you have options. Run a quote online, compare plans and purchase directly from our website. You can also live chat with one of our licensed experts, or give us a call and enroll via phone.

Trust Spirit Dental for your dental coverage

Ready to boost your oral health and save some money along the way? Spirit Dental is here to make that happen. With just a few simple steps, you can explore a variety of dental insurance plans tailored to your needs. Find out how easy and affordable it is to get covered.

Start your journey with us by getting a quote—your smile will thank you!