Core PPO Dental Plan

Feel secure with balanced coverage from our Spirit Core PPO dental plan, and enjoy peace of mind knowing you're covered for a wide range of dental services at an affordable cost.

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No waiting period clock icon

No Waiting Periods

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Large Network of Providers

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$100 Lifetime Deductible

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Choice of In-Network or Out-of-Network Providers

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Bundle with Vision

Choice Icon

Choice of In-Network or Out-of-Network Providers

3 years icon

Bundle with Vision



Balanced coverage for less

A step up from basic coverage, this Spirit Core PPO plan tackles major care services like implants and child ortho services with no waiting periods—offering a perfect balance between coverage and affordability


Key features:

  • No waiting periods for preventive, basic, major and child orthodontic services
  • 3 cleanings and 2 exams covered 100%
  • Up to 80% coverage for basic care
  • Up to 50% coverage for major care
  • $1,200 annual max
  • Bundle with vision for only $7*
  • Access to anationwide PPO networkwith Ameritas for lower rates

Ideal for: 

- Individuals anticipating needing some basic and major work

- Growing families with children who need regular dental care and affordable coverage for orthodontics

- Entry-level plan for implants and child orthodontics

Get your free quote today.


What's covered?


Preventive services

Preventive care (100% coverage):

  • 2 exams per benefit year
  • 3 cleanings per benefit year

Basic services

Basic care (50% year 1, 65% year 2, 80% year 3+ coverage):

  • Space maintainers
  • One series of bitewing X-rays per benefit year
  • Sealants (under age 16)
  • One topical fluoride per benefit year under age 16

Major services

Major care (25% year 1, 50% year 2+ coverage):

  • Simple extractions
  • Implants
  • One diagnostic X-ray, full or panoramic in any 3 year period
  • Oral surgery
  • Fillings
  • Endodontic treatment
  • Periodontic services
  • Restoration services; inlays, onlays and crowns
  • Prosthetic services; brides and dentures

Orthodontia services

Orthodontia care (10% year 1, 25% year 2, 50% year 3):

  • Orthodontic treatment (braces, Invisalign)
  • Available for children under 19
  • $1,200 lifetime maximum

Why choose the Core plan?

Balanced coverage: Get protection from a wide range of dental services, from routine checkups to major procedures and child ortho.  

Immediate full coverage for less: See your dentist as early as tomorrow for a cleaning, a filling or a crown. 

Cost-effective: Immediate full coverage for a variety of services that increase over time.  

Choose any dentist from our extensive network and save 25-50% in lower rates. 


Get started today

Protect your smile and your wallet with our Core PPO dental plan. Don't wait to prioritize your dental health!



Not all plans available in all states. Please run a quote to view plans available in your area, or review plan documents for more details. 

*Vision coverage options are not available in every state. Visit Spirit Vision for more information.

Get your free quote!

  • 5/1/2025
Questions about our plans? Call us: (844) 833-8440
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Dental insurance that starts immediately

Find the best dental plan for you, enroll today and activate next-day benefits with no waiting periods

Need additional help? We’re here for you!

Give us a call, and we'll make it easy choosing a plan that works for you: (844) 833-8440

  • 5/1/2025