Spirit Dental  Insurance in
North Carolina

Shop affordable North Carolina dental insurance plans with no waiting periods and find coverage that suits you and your family best. 

Transparent State North Carolina

No Waiting Periods

Large Network of Providers

$100 Lifetime Deductible

Choice of In-Network or Out-of-Network Providers

$5,000 Max Coverage At Year 3

Choice of In-Network or Out-of-Network Providers

$5,000 Max Coverage At Year 3

Embark on a journey to optimal oral health with Spirit Dental in the beautiful state of North Carolina. From the majestic Appalachian Mountains to the crystal shores of the Outer Banks, we offer a range of dental plans tailored for Tar Heels. Our commitment at Spirit Dental is to provide exceptional dental and vision insurance in NC, ensuring residents have access to quality care wherever they are. Embrace the security and convenience of top-notch dental coverage in your home state.


Tailored dental insurance plans for North Carolina residents

Navigating the world of dental insurance in North Carolina is seamless with Spirit Dental. Our diverse range of dental insurance plans in North Carolina caters to all – whether you're looking for individual coverage or ensuring the dental health of your entire family. We go beyond the basics, offering plans that cover dental and vision insurance, ensuring a holistic approach to your health. With our flexible and comprehensive plans, North Carolina residents can enjoy the peace of mind that comes from knowing their dental and vision needs are fully covered.

 


Understanding Spirit Dental insurance plans

Spirit Dental takes pride in offering a selection of affordable dental insurance plans, catering to a variety of needs while focusing on comprehensive coverage for major dental services. Our plans are meticulously crafted to ensure they meet the evolving dental care needs of individuals, families, and seniors. With Spirit Dental, affordability does not mean limited coverage. Instead, we provide a robust range of services, ensuring you have access to quality dental care when you need it. To explore our plans in detail and find the one that fits your needs, we make it easy to get a quote.


The benefits of no waiting periods

Imagine getting dental insurance and being able to use it right away! With Spirit Dental, that's exactly what you get. Our no waiting periods policy is a game changer, providing instant coverage from day one. Whether it’s an unexpected toothache or a scheduled cleaning, you don’t have to wait to be covered.

This immediate access to care means you can start benefiting from our range of major dental services without delay. Our dedication to offering convenient, hassle-free dental care for everyone sets us apart in the world of dental insurance. From routine check-ups to more significant procedures, our coverage is ready when you are.


Coverage for every family member

Choose Spirit Dental for family dental insurance that comprehensively covers each family member’s dental needs. From the little ones needing children's orthodontics to adults requiring complex dental work, we have you covered. Our family-focused plans are tailored to provide peace of mind and optimal dental health for your loved ones.

 

●       Tailored coverage for each family member

●       Specialized children's orthodontics

●       Routine dental care for all ages

●       Coverage includes preventive, basic, and major services

●       Flexible plan options for changing family needs

●       Transparent policy details and coverage

●       Supportive customer care for assistance and guidance

 


Spirit dental implant coverage

Understanding the importance and impact of dental implants on an individual's life, Spirit Dental offers specialized implant coverage. This coverage is part of our effort to provide a range of advanced dental treatments, ensuring that you can achieve the best possible dental health and aesthetics. With Spirit Dental, you can be confident that your journey toward improved dental well-being is supported every step of the way.

Moreover, our comprehensive dental implant coverage not only caters to your immediate dental needs but also considers your long-term oral health. By choosing Spirit Dental for your implant needs, you're opting for a solution that blends durability, functionality, and visual appeal. Our plans are designed to be both affordable dental insurance options and robust in their coverage, making high-quality dental care accessible to everyone.


Frequently Asked Questions

 

How much does dental insurance cost in North Carolina?

The cost of dental insurance in North Carolina can vary based on several factors such as the type of plan, coverage options, provider network and individual or family enrollment. On average, basic dental insurance plans can start from around $20 to $40 per month per individual, while comprehensive plans with more extensive coverage may range from $50 to $100 or more per month. It's important to compare different plans and consider your dental care needs when determining the cost that fits your budget.

What is the highest annual maximum dental insurance plan in North Carolina?

The highest annual maximum dental insurance plan available in North Carolina typically varies depending on the insurance provider and the specific plan. Annual maximums refer to the maximum amount of money an insurance plan will pay for covered dental services within a year. While maximums can vary, some comprehensive dental insurance plans in North Carolina offer annual maximums ranging from $1,000 to $3,000—Spirit Dental offers a $5,000 annual max in year three.

When can my Spirit dental plan begin?

Our dental plans have next-day effective dates meaning you can enroll today and have coverage begin as soon as tomorrow. You can also choose the date you'd like the plan to begin.

How do I enroll in a dental plan?

When it comes to enrolling in a dental plan with Spirit, you have options. Run a quote online, compare plans and purchase directly from our website. You can also live chat with one of our licensed experts, or give us a call and enroll via phone.


Choose Spirit Dental's comprehensive dental and vision insurance in NC

Ready to join the Spirit Dental family and secure your dental health in North Carolina? Our easy-to-navigate platform simplifies the process of comparing and enrolling in dental insurance plans. Whether you're in Charlotte, Raleigh, or a quaint mountain town, the perfect dental plan is just a click away. Don't wait to protect your smile and vision – explore our dental insurance for North Carolina options today and start your journey towards a healthier, happier you.