Spirit Dental  Insurance in
Florida

Shopping for the best dental insurance in Florida doesn’t have to be complicated. You just want coverage that works when you need it, preventive care maintenance and costs that don’t take a bite out of your budget.

Welcome to Spirit Dental & Vision for Floridians. Whether you're in Miami, Tampa, Orlando, Jacksonville, or anywhere across the state, our plans keep things simple:

• No waiting periods—full coverage from day one
• PPO dentist flexibility—Ameritas network with 25–50% savings
• Strong benefits—high annual maximums + a lifetime deductible

Stay protected from surprise dental bills and enjoy brighter days ahead. Your smile is definitely worth it. Shop budget-friendly dental insurance plans—built for your needs in the Sunshine State—today. 

How to get affordable dental insurance in Florida

Spirit Dental offers a selection of flexible dental plans catering to a variety of needs while focusing on comprehensive coverage for major dental services without breaking the bank. Our plans are meticulously crafted to ensure they meet the evolving dental care needs of individuals, families and seniors.

With Spirit Dental, affordability does not mean limited coverage. Instead, we provide a robust range of services, ensuring you have access to quality dental care when you need it. To explore our plans in detail and find the one that fits your needs, we make it easy to get a quote.

Are you shopping dental insurance during this year's open enrollment period? Check out our free dental insurance open enrollment guide that walks through plan types, coverage options and how to find the best plan for your needs.

How no waiting periods benefit Floridians

Imagine getting dental insurance and being able to use it right away. With Spirit Dental, that's exactly what you get. Our no waiting periods policy is a game changer, providing instant coverage from day one. Whether it’s an unexpected toothache or a scheduled cleaning, you don’t have to wait to be covered.

This immediate access to care means you can start benefiting from our range of major dental services without delay. Our dedication to offering convenient, hassle-free dental care for everyone sets us apart in the world of dental insurance. From routine check-ups to more significant procedures, signing up for dental insurance in Florida with no waiting period means coverage is ready when you are.

Get coverage for the whole family easily

Choose Spirit Dental for comprehensive family dental insurance that covers each family member’s dental needs. From children's orthodontics to adults requiring complex dental work, our family-focused plans are designed to provide peace of mind and optimal dental health for your loved ones.

●       Tailored coverage for each family member

●       Specialized children's orthodontics

●       Routine dental care for all ages

●       Coverage includes preventive, basic, and major services

●       Flexible plan options for changing family needs

●       Supportive customer care for assistance and guidance

If you need affordable dental insurance in Florida, Spirit Dental has a plan for you! Not looking for family coverage? We have dental plans for individuals, seniors, students and more.

Spirit dental implant coverage

We understand the importance and impact dental implants can have on your quality of life. That's why Spirit Dental offers specialized implant coverage as part of our effort to provide insurance for a range of major restorative dental services.

Our comprehensive dental implant coverage caters to both your immediate dental needs and your long-term oral health. By choosing Spirit Dental for your implant needs, you're opting for a solution that blends durability, functionality, and visual appeal. Our affordable Florida dental insurance options are robust in their coverage, making high-quality dental care accessible to everyone.

Frequently asked questions about Florida dental insurance

We know choosing the right dental plan often comes with questions. To help, we’ve compiled answers to our most frequently asked questions about dental insurance in Florida below:

How much does dental insurance cost in Florida?

The cost of dental insurance in Florida can vary based on several factors such as the type of plan, coverage options, provider network and individual or family enrollment.

With Spirit, basic dental insurance plans in Florida start from $16.09 to $23.93 per month per individual, while comprehensive plans with more extensive coverage start from $31.90 to 32.5 per month. It's important to compare different plans and consider your dental care needs when determining the cost that fits your budget.

See what's new in Spirit Dental insurance plans 2025.

What is the highest annual maximum dental insurance plan in Florida?

The highest annual maximum dental insurance plan available in Florida typically varies depending on the insurance provider and the specific plan. Annual maximums refer to the maximum amount of money an insurance plan will pay for covered dental services within a year. While maximums can vary, some comprehensive dental insurance plans in Florida offer annual maximums ranging from $1,000 to $3,000—Spirit Dental offers a $5,000 annual maximum in year three.

Do dental plans in California have waiting periods? 

It depends on the dental insurance company. Many plans require 6-12 months before major services are covered. With Spirit Dental, our dental insurance in Florida comes with no waiting periods built in. With next-day effective dates, you can enroll today and have coverage begin as soon as tomorrow. You can also choose the date you'd like the plan to begin.

How do I enroll in a dental plan?

When it comes to enrolling in a dental plan with Spirit, it's easy! Run a quote online, compare plans and purchase directly from our website. You can also live chat with one of our licensed experts, or give us a call and enroll via phone.

Find the best dental insurance in Florida

Are you ready to experience the peace of mind that comes with reliable dental insurance in Florida? Our easy-to-use platform makes comparing and selecting a dental insurance plan straightforward and hassle-free. Protect your smile and ensure your dental health is in top shape. Get a quote for Florida dental insurance with no waiting period today!