No Waiting Periods
Large Network of Providers
$100 Lifetime Deductible
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage At Year 3
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage At Year 3
Welcome to Spirit Dental & Vision, your source for affordable dental and vision insurance plans in the Beaver State! From the vibrant city of Portland to the natural beauty of Crater Lake and the stunning coastline, we have a dental plan for all Oregonians.
See why so many Oregon residents choose Spirit Dental & Vision to protect their smile.
Finding the best dental plan for your situation can be challenging. Our dental plans aim to make everything easier for you to access the care you need, when you need it.
With Spirit Dental, there are no waiting periods. You can enroll today and start using your full coverage dental insurance as early as tomorrow, with next-day effective dates. Our plans cover a wide range of services, from preventive cleanings and fillings to dental implants and child orthodontia.
Our affordable plans aim to make getting the dental care you need without any hassle.
A PPO plan gives you the freedom to visit any dentist, whether they are in-network or out-of-network. Spirit Dental partners with Ameritas to provide access to a top network, offering 25-50% reduced rates. This means you get immediate savings in addition to your plan benefits.
As a member of Spirit Dental, you benefit from plans that include three preventive cleanings each year—one more than what is typically offered—to keep your smile strong and healthy. For those looking for substantial annual maximum coverage, our Spirit Pinnacle PPO plan offers one of the highest available, reaching $5,000 after just two years.
In Oregon, you can explore and select from six different dental plans tailored to meet your needs and fit your budget.
For a low-cost vision coverage option, choose to bundle EyeMed vision benefits with your dental plan for only $7/month.
Spirit Dental takes pride in offering a selection of affordable dental insurance plans, catering to a variety of needs while focusing on comprehensive coverage for major dental services. Our plans are meticulously crafted to ensure they meet the evolving dental care needs of individuals, families, and seniors. With Spirit Dental, affordability does not mean limited coverage. Instead, we provide a robust range of services, ensuring you have access to quality dental care when you need it. To explore our plans in detail and find the one that fits your needs, we make it easy to get a quote.
Imagine getting dental insurance and being able to use it right away! With Spirit Dental, that's exactly what you get. Our no waiting periods policy is a game changer, providing instant coverage from day one. Whether it’s an unexpected toothache or a scheduled cleaning, you don’t have to wait to be covered.
This immediate access to care means you can start benefiting from our range of major dental services without delay. Our dedication to offering convenient, hassle-free dental care for everyone sets us apart in the world of dental insurance. From routine check-ups to more significant procedures, our coverage is ready when you are.
Choose Spirit Dental for family dental insurance that comprehensively covers each family member’s dental needs. From the little ones needing children's orthodontics to adults requiring complex dental work, we have you covered. Our family-focused plans are tailored to provide peace of mind and optimal dental health for your loved ones.
● Tailored coverage for each family member
● Specialized children's orthodontics
● Routine dental care for all ages
● Coverage includes preventive, basic, and major services
● Flexible plan options for changing family needs
● Transparent policy details and coverage
● Supportive customer care for assistance and guidance
Understanding the importance and impact of dental implants on an individual's life, Spirit Dental offers specialized implant coverage. This coverage is part of our effort to provide a range of advanced dental treatments, ensuring that you can achieve the best possible dental health and aesthetics. With Spirit Dental, you can be confident that your journey toward improved dental well-being is supported every step of the way.
Moreover, our comprehensive dental implant coverage not only caters to your immediate dental needs but also considers your long-term oral health. By choosing Spirit Dental for your implant needs, you're opting for a solution that blends durability, functionality, and visual appeal. Our plans are designed to be both affordable dental insurance options and robust in their coverage, making high-quality dental care accessible to everyone.
The cost of dental insurance in Oregon can vary based on several factors such as the type of plan, coverage options, provider network, location and individual or family enrollment.
With Spirit, basic dental insurance plans can start from $14.93 to $25.88 per month per individual, while comprehensive plans with more extensive coverage can range from $33.38 to $74.13 per month. It's important to compare different plans and consider your dental care needs when determining the cost that fits your budget.
The highest annual maximum dental insurance plan available in Oregon typically varies depending on the insurance provider and the specific plan. Annual maximums refer to the maximum amount of money an insurance plan will pay for covered dental services within a year. While maximums can vary, some comprehensive dental insurance plans in Oregon offer annual maximums ranging from $1,000 to $3,000—Spirit Dental offers a $5,000 annual max after only two years.
Our dental plans have next-day effective dates meaning you can enroll today and have coverage begin as soon as tomorrow. You can also choose the date you'd like the plan to begin.
When it comes to enrolling in a dental plan with Spirit, you have options. Run a quote online, compare plans and purchase directly from our website. You can also live chat with one of our licensed experts, or give us a call and enroll via phone.
Ready to take control of your oral health and save some money along the way? Spirit Dental is here to make that happen. With just a few simple steps, you can explore a variety of dental insurance plans tailored to your needs. Find out how easy and affordable it is to get covered.
Start your journey with us by getting a quote—your smile will thank you!