Flex Dental Plan
Experience the flexibility of our Flex dental plan, providing you with the freedom to choose your dentist regardless of network.
No Waiting Periods
Large Network of Providers
$100 Lifetime Deductible
Choice of In-Network or Out-of-Network Providers
Bundle with Vision
Choice of In-Network or Out-of-Network Providers
Bundle with Vision
Affordable choice to use any dentist
Our Spirit Flex dental plan is designed to provide the best of both worlds with PPO network access plus high reimbursements out-of-network.
Key features:
- Freedom to choose any dentist, in or out-of-network
- High reimbursements out-of-network
- No waiting periods for preventive, basic, major care services
- 2 cleanings and 2 exams covered 100%
- Up to 80% coverage for basic care
- Up to 40% coverage for major care
- Up to a $2,000 annual max
- Bundle with vision for only $7*
- Access to a nationwide PPO network with Ameritas for lower rates
Ideal for:
- Individuals who prefer the flexibility of seeing any dentist, whether in or out-of-network
- Rural areas with limited options for dental care, frequent travelers, specialist options
Get your free quote today.
What's covered?
Preventive services
Preventive care (100% coverage):
- 2 exams per benefit year
- 2 cleanings per benefit year
Basic services
Basic care (50% year 1, 70% year 2, 80% year 3+ coverage):
- Space maintainers
- Bitewing X-rays (1 series per benefit year)
- Sealants (under age 16)
- One topical fluoride per benefit year under age 16
Major services
Major care (15% year 1, 30% year 2, 40% year 3+ coverage):
- Simple extractions
- Fillings
- One diagnostic X-ray, full or panoramic in any 3 year period
- Oral surgery
- Endodontic treatment
- Periodontic services
- Restoration services; inlays, onlays and crowns
- Prosthetic services; brides and dentures
Why choose the Flex dental plan?
Increased flexibility: Enjoy the freedom to choose your dentist without compromise.
Graduating loyalty benefits: Coverage increases over time, providing the best value encouraging long-term oral health maintenance.
Immediate access: Get coverage activated as early as tomorrow with next-day effective dates and no waiting periods.
In-network savings: Choose any dentist from our extensive network and save 25-50% in lower rates.
Get started today
Protect your smile and your wallet with our Flex dental plan. Don't wait to prioritize your dental health!
Not all plans available in all states. Please run a quote to view plans available in your area, or review plan documents for more details.
*Vision coverage options are not available in every state. Visit Spirit Vision for more information.
Get your free quote!
Questions about our plans? Call us: (844) 833-8440
