Spirit Dental  Insurance in
New Jersey

Shop affordable New Jersey dental insurance plans with no waiting periods and find coverage that suits you and your family best. 

New-Jersey

No Waiting Periods

Large Network of Providers

$100 Lifetime Deductible

Choice of In-Network or Out-of-Network Providers

$5,000 Max Coverage At Year 3

Choice of In-Network or Out-of-Network Providers

$5,000 Max Coverage At Year 3

Spirit Dental offers a fresh approach to dental insurance in New Jersey, offering a suite of NJ dental insurance plans that cater to the diverse needs of the Garden State's residents. From the bustling streets of Newark to the tranquil beaches of the Jersey Shore, our insurance plans are designed with New Jerseyans in mind. Providing comprehensive dental coverage that's as dynamic as the state itself, we ensure that everyone in NJ has the opportunity to access superior dental care.


Explore a new standard of dental plans in NJ

The quest for the perfect dental plans in NJ ends with Spirit Dental. Our curated selection of New Jersey dental insurance plans is tailored to meet the unique demands of individuals and families throughout the state. Emphasizing flexibility and comprehensive care, our plans cover a wide range of dental services. From preventative check-ups to more extensive treatments, we make it our mission to ensure that affordable, quality dental care is available to all in NJ.

 

Understanding Spirit Dental insurance plans

Spirit Dental takes pride in offering a selection of affordable dental insurance plans, catering to a variety of needs while focusing on comprehensive coverage for major dental services. Our plans are meticulously crafted to ensure they meet the evolving dental care needs of individuals, families, and seniors. With Spirit Dental, affordability does not mean limited coverage. Instead, we provide a robust range of services, ensuring you have access to quality dental care when you need it. To explore our plans in detail and find the one that fits your needs, we make it easy to get a quote.


The benefits of no waiting periods

Imagine getting dental insurance and being able to use it right away! With Spirit Dental, that's exactly what you get. Our no waiting periods policy is a game changer, providing instant coverage from day one. Whether it’s an unexpected toothache or a scheduled cleaning, you don’t have to wait to be covered.

This immediate access to care means you can start benefiting from our range of major dental services without delay. Our dedication to offering convenient, hassle-free dental care for everyone sets us apart in the world of dental insurance. From routine check-ups to more significant procedures, our coverage is ready when you are.


Coverage for every family member

Choose Spirit Dental for family dental insurance that comprehensively covers each family member’s dental needs. From the little ones needing children's orthodontics to adults requiring complex dental work, we have you covered. Our family-focused plans are tailored to provide peace of mind and optimal dental health for your loved ones.

 

●       Tailored coverage for each family member

●       Specialized children's orthodontics

●       Routine dental care for all ages

●       Coverage includes preventive, basic, and major services

●       Flexible plan options for changing family needs

●       Transparent policy details and coverage

●       Supportive customer care for assistance and guidance

 


Spirit dental implant coverage

Understanding the importance and impact of dental implants on an individual's life, Spirit Dental offers specialized implant coverage. This coverage is part of our effort to provide a range of advanced dental treatments, ensuring that you can achieve the best possible dental health and aesthetics. With Spirit Dental, you can be confident that your journey toward improved dental well-being is supported every step of the way.

Moreover, our comprehensive dental implant coverage not only caters to your immediate dental needs but also considers your long-term oral health. By choosing Spirit Dental for your implant needs, you're opting for a solution that blends durability, functionality, and visual appeal. Our plans are designed to be both affordable dental insurance options and robust in their coverage, making high-quality dental care accessible to everyone.


Frequently asked questions

 

How much does dental insurance cost in New Jersey?

The cost of dental insurance in New Jersey can vary based on several factors such as the type of plan, coverage options, provider network and individual or family enrollment. On average, basic dental insurance plans can start from around $20 to $40 per month per individual, while comprehensive plans with more extensive coverage may range from $50 to $100 or more per month. It's important to compare different plans and consider your dental care needs when determining the cost that fits your budget.

What is the highest annual maximum dental insurance plan in New Jersey?

The highest annual maximum dental insurance plan available in New Jersey typically varies depending on the insurance provider and the specific plan. Annual maximums refer to the maximum amount of money an insurance plan will pay for covered dental services within a year. While maximums can vary, some comprehensive dental insurance plans in New Jersey offer annual maximums ranging from $1,000 to $3,000—Spirit Dental offers a $5,000 annual max in year three.

When can my Spirit dental plan begin?

Our dental plans have next-day effective dates meaning you can enroll today and have coverage begin as soon as tomorrow. You can also choose the date you'd like the plan to begin.

How do I enroll in a dental plan?

When it comes to enrolling in a dental plan with Spirit, you have options. Run a quote online, compare plans and purchase directly from our website. You can also live chat with one of our licensed experts, or give us a call and enroll via phone.


Discover the best NJ dental plans

Embrace a future of healthy smiles and robust dental health with Spirit Dental's leading insurance plans in New Jersey. We've simplified the journey to finding the ideal dental coverage, offering a straightforward platform for comparing and choosing the best NJ dental plans. Step into a world where quality dental care is accessible and affordable. Dive into our selection of New Jersey dental insurance plans today and get your dental insurance quotes online. Mark the beginning of your journey towards optimal dental health with confidence.