Finding the right dental coverage in retirement shouldn't be complicated. Spirit Dental offers dental insurance for seniors with no waiting periods, guaranteed acceptance and a $100 lifetime deductible. Enter your ZIP code to compare plans.
No Waiting Periods
Nationwide PPO Access With Ameritas Providers
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage Year 3
No Waiting Periods
Nationwide PPO Access With Ameritas Providers
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage Year 3
Dental health doesn't get less important after 65. Poor oral health is linked to heart disease, diabetes and cognitive decline. Keeping up with your dental care as you age is one of the most impactful things you can do for your overall wellbeing.
The problem is that most Medicare plans don't cover dental. That gap leaves millions of seniors paying out of pocket for cleanings, fillings and major work they've been putting off.
Spirit Dental fills that gap with dental insurance for seniors designed around what older adults actually need. Coverage starts the next day, there's no age limit and there's no waiting period before major services.
Our plans go beyond the basics. Spirit Dental's dental insurance for seniors covers preventive care, basic services and major work including dentures, crowns, oral surgery and implants.
Here are some of the main benefits you can expect:
Watch the short video below to see how Spirit Dental's plans work for retirees and what sets them apart from what Medicare includes.
For more practical advice on keeping your teeth and gums healthy throughout retirement, check out our Better Oral Health Guide.
Medicare Open Enrollment runs October 15 through December 7 each year. It's one of the most active times seniors look for coverage options, and dental is almost always the piece left out.
Original Medicare does not cover routine dental care. Cleanings, fillings, extractions, dentures and most implants are not included in Parts A or B.
A standalone dental insurance plan for seniors on Medicare closes that gap. With Spirit Dental, you're not restricted to a Medicare Advantage network. You pick your dentist, keep your plan year-round and get covered from day one with no waiting period.
If you're actively reviewing your retirement coverage, our Medicare open enrollment resource hub walks you through how standalone dental fits into your broader retirement planning—including a step-by-step Dental Insurance Open Enrollment Guide.
The best dental plan for you depends on your budget, the dentist you want to keep and the services you expect to need. Spirit Dental has dental plans for seniors at multiple price points, all with the same core benefits: no waiting periods, guaranteed acceptance and coverage for major work.
Enter your ZIP code above to compare plans in your area. Coverage can start as early as tomorrow.
Get your free quote for dental insurance with no waiting period today.
Spirit Dental's implant coverage is available across the country with no waiting periods. Select your state to explore plan options near you.
Gain immediate access to dental care and see your dentist as early as tomorrow.
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No waiting periods. PPO network. Plans for individuals, families and seniors.
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