Comprehensive Dental Insurance for Seniors

Affordable senior dental insurance is crucial to maintaining oral health in your golden years. From coverage for routine cleanings to restorative care, Spirit Dental is here to help you find the right senior dental plan for your needs.

Senior couple with their dog, the couple is smiling about affordable senior dental insurance
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No Waiting Periods

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Large Network of Providers

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$100 Lifetime Deductible

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Choice of In-Network or Out-of-Network Providers

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$5,000 Max Coverage Year 3

Choice Icon

Choice of In-Network or Out-of-Network Providers

3 years icon

$5,000 Max Coverage Year 3



Senior dental coverage: a vital investment in your health

As we enter our golden years, prioritizing our health becomes increasingly important, and dental health is no exception. Senior citizens often face unique oral health challenges, which is why dental insurance for seniors tailored to their needs is essential. 

Maintaining good oral health supports heart health, digestion and even cognitive wellness. That's why having dependable dental coverage can make a lasting difference.

At Spirit Dental, we recognize the significance of comprehensive dental coverage for seniors, and we're here to provide the support and care you deserve. Is senior dental insurance worth it? Absolutely! As you'll see below, dental plans for seniors can be extremely helpful when it comes to reducing out-of-pocket costs., and that's really important for those on a fixed budget.


Comprehensive dental insurance for seniors

At Spirit Dental, we offer a range of affordable dental insurance plans specifically crafted for seniors. Our senior dental plans go beyond basic coverage to include benefits that are particularly valuable to older individuals. These plans often feature enhanced coverage for services such as dentures, crowns and oral surgeries, which are more common among seniors.

Here are some of the main benefits you can expect:


We also offer no waiting period dental insurance, so you can get the dental care you need immediately.

Bonus: With a Spirit Dental Senior Preferred PPO Plan, you get the added benefit of hearing coverage for exams and hearing aids. Plus, when you enroll in a dental plan, you can bundle vision insurance for as little as $7 per month.


See the value of senior dental insurance from Spirit Dental

Our goal is simple: to make quality dental care accessible and affordable, helping you maintain your oral health and overall wellbeing for years to come. Watch the video below to learn more about how our plans can provide you with the support and peace of mind you deserve for your dental health in your golden years.




For a deeper dive, check out our Better Oral Health Guide for practical tips on keeping your teeth and gums strong at every age. 


Dental insurance for retirees during Medicare Open Enrollment Period 2025-26

If you're approaching Medicare's annual open enrollment period, now is the perfect time to review your dental options. While medical coverage often gets most of the attention during open enrollment, dental insurance is just as important for maintaining overall health and protecting your budget.

At Spirit Dental, we've created a dedicated Medicare open enrollment resource hub for dental coverage with tips, answers to common questions and our Dental Insurance Open Enrollment Guide—a step-by-step resource to help you understand how dental coverage fits into your retirement planning. Is Medicare Advantage your best option for dental insurance? Find out why having a standalone plan with Medicare that Spirit dental plans offer might be your best bet.


Find the best dental plan for seniors with Spirit Dental

Whether it's accessing major dental work treatments immediately, boosting your oral health with three preventive cleanings covered 100% yearly or having that extra high annual max cushion, we have a plan seniors can definitely count on. 

Get your free quote for dental insurance with no waiting period today.

What's new in Spirit Dental plans for 2025? Updated plan names, higher max benefits for select plans and the same no wait benefits our members rely on.

Get your free quote!

  • 1/1/2026
Questions about our plans? Call us: (844) 833-8440

Top questions answered about senior dental insurance

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