Dental insurance that covers implants is crucial, but many plans have restrictions or limitations. Spirit Dental offers immediate full coverage insurance with no waiting periods that provides dental implant insurance options you want.
No Waiting Periods
Large Network of Providers
$100 Lifetime Deductible
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage Year 3
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage Year 3
Dental implants are the gold standard for tooth replacement, but they can be expensive without insurance. Around 74 million people in the U.S. don't have dental insurance, but that doesn't have to include you.
While other insurers might not include any coverage for implants or impose long waiting periods that can delay your procedure, Spirit Dental does things differently. Our plans offer immediate implant coverage, no waiting periods and high annual maximums, so you can get the care you need without delay.
Spirit Dental delivers full coverage dental insurance providing you with savings for a wide range of services, including benefits for implants with no waiting period. Get the peace of mind you deserve with coverage that works right away.
Over 5 million dental implants are performed each year in the U.S. They're an ideal solution when you have a severely cracked or missing tooth. But implants can be expensive, and it's essential to find a policy that provides comprehensive coverage, including dental implant coverage. Not all companies cover implants. Spirit Dental, however, offers budget-friendly dental plans for preventive care, basic services and major services, like dental implants.
Note: There is a missing tooth clause to be aware of with dental insurance plans. It states that an implant is eligible for coverage if the natural tooth is removed while covered under this insurance policy and is not missing before getting the policy in place.
You'll likely have lots of questions when deciding if implants are the right choice for you. Like, what type of implant is best, how the procedure works and what to expect during recovery.
The truth is, there are several types of implants available, and choosing the right one depends on your specific dental needs, bone structure and long-term goals. Learn more about the different types of dental implants and what to ask your dentist before you decide: Types of Dental Implants: What You Need to Know Before You Choose
When you rely on our dental insurance for implants, you get the benefit of the same great advantages available with all our policies:
● Access to 25-50% in-network savings
● Choose any dentist
● No waiting periods for major services
● One-time deductible
● Annual maximums as high as $5,000
Get your free quote for today.
Our affordable dental insurance plans offer valuable support whether you're paying for one or more implants. They'll also help you save when you visit the dentist for appointments and treatments you might need before and after the procedure. Our Flex and PPO plans are perfect for those who want the highest quality dental care at a reasonable price.
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Our Spirit members love that our dental plans offer no waiting periods for implants with next-day effective dates so your coverage starts right away—no hassle. Plus, with a one-time deductible and annual maximums as high as $5,000, you're sure to find a dental plan that covers implants that's just right for you.
Dental implants are a long-term investment in your oral health and wellbeing. Here are the top questions people ask when comparing implant coverage.
Look for dental insurance that includes major restorative coverage and specifically lists dental implants as a covered benefit.
Spirit Dental offers implant coverage on select PPO plans, helping reduce out-of-pocket costs for:
In-network savings through the Ameritas Dental Network can further help reduce costs. If implants are important to you, choose a plan that clearly includes major coverage for implants, as not all plans do.
Yes. Many dental plans require you to wait a 6–12 month wait before implants or major services are covered.
Spirit Dental plans are different. Our dental insurance plans offer no waiting periods on preventive, basic and major care, including implants. That means:
Immediate implant coverage is a major advantage when you’re ready to restore your smile now.
Coverage varies by plan, but implant treatment often includes several steps:
A comprehensive dental plan may help with many of these phases.
Spirit Dental plans offer coverage from the start and include multiple levels of care to help reduce costs throughout treatment.
Without dental insurance, a single implant can cost $2,000+. The procedure involves multiple appointments, and there are costs associated with any exams and dental care you receive before and after you get the implant. It adds up fast!
Prices for dental implants vary based on several factors, including:
With implant coverage, your final cost depends on your deductible, annual maximum and coinsurance, as well as whether you visit an in-network dentist. Spirit Dental PPO plans include access to reduced contracted rates in-network, helping you save even more. Considering dentures? Check out our article on Dentures vs Implants to learn more.
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