Spirit Dental Resources

Navigating the dental insurance landscape can be daunting. Choosing an in-network dentist can simplify the process and enhance your overall dental care experience. We’ve got the details and tips you need to understand your options and make the most informed decision for your oral health care.Let’s dive in.What is an in-network dentist?An in-network dentist refers to a practitioner who has established a contract with a specific insurance provider. This often entails negotiated rates for services, which can translate to lower out-of-pocket costs for patients.Why use an in-network dentist?Choosing an in-network dentist comes with a myriad of advantages. Here’s a closer look:By choosing an in-network dentist, you unlock the potential for significant savings on dental care. With negotiated rates and predetermined costs, you can rest assured you’re getting the best value.In-network dentists offer clear fee structures, allowing you to budget confidently for your dental needs. Additionally, many insurance plans provide coinsurance coverage for predictable expenses, further easing the financial burden.Visiting an in-network dentist streamlines the insurance claims process, reducing administrative hassle. That means less time on paperwork and more time enjoying your smile.When you choose an in-network dentist, you’re choosing quality care from reputable providers. These dentists meet strict standards set by insurance companies, guaranteeing a level of proficiency and a commitment to excellent service.In-network dentists are often part of Preferred Provider Organization (PPO) networks, offering you the convenience of a large network of providers to choose from. Tips for finding an in-network dentistFinding a dentist in your network is a key step in maximizing your dental benefits and ensuring affordable, quality care. These tips will help guide you along your search.Consult your insurance provider’s website or customer service line for a list of in-network providers in your area, making it easier to narrow down your options.Reach out to friends, family and colleagues for recommendations. They may have had positive experiences with in-network dentists in your area and can provide valuable insights into their quality of care. Consider the location and office hours of different in-network dentists. Choose an office that is conveniently located and offers hours that fit your schedule to make appointments manageable.Before making a decision, research the credentials and reputation of prospective in-network dentists. Look for reviews and testimonials online to ensure that they provide quality care and have a positive reputation within the community.If your dentist is out of network…Don’t worry — you’ve got options.Those with Medicare Administrative Contractor (MAC) coverage may still get some coverage for out-of-network services. While coverage may not be as comprehensive as in-network benefits, it can help offset some of the costs associated with your dental care.  If you have an indemnity or fee-for-service plan out of network, like Spirit Flex, you can still enjoy the flexibility and freedom to choose your own dentist. With these plans, you get the best of both worlds: the freedom to visit any preferred dentist, regardless of whether they are in-network or out of network. And while you may have higher out-of-pocket costs compared to in-network services, you have the advantage of maintaining control over your choice of dentist. Unlock savings and quality careThe decision to see an in-network dentist is not just a matter of cost savings, but also one of convenience and peace of mind. By choosing a dentist within your insurance network, you get access to negotiated rates, clear and consistent fee structures and seamless administrative processes, maximizing the value of your benefits. Spirit Dental makes it easy to find a dental insurance plan near you. With an extensive network of dentists, orthodontists and other professionals, patients get affordable care without sacrificing quality. Find a dentist in your area.

You’ve got only one set of teeth to last a lifetime—and maintaining optimal oral health is essential. Regular dental visits not only help detect and address issues early, but also serve as a cornerstone of preventive care. Routine check-ups are critical to catch issues that may otherwise go unnoticed until they escalate into painful and costly problems. Dental insurance is deeply rooted in the principles of preventive care, aiming to keep costs manageable while promoting regular dental visits. Keep reading to learn more.The value of preventive careOral healthMaintaining optimal oral health goes beyond just having a dazzling smile; it encompasses the well-being of your teeth, gums and entire mouth. Regular dental check-ups play a pivotal role in catching potential issues early on before they escalate into more severe problems. For instance, identifying and filling a cavity in its early stages can prevent the need for more extensive treatments like root canals. Moreover, dental visits offer critical opportunities for oral cancer screenings, enabling early detection and intervention if necessary. Many individuals may not even realize they grind their teeth, but dentists can identify signs of this habit and offer solutions to prevent further damage.Importantly, oral health is deeply interconnected with overall health. Numerous studies have shown links between oral health and various systemic diseases, including cardiovascular disease, diabetes and respiratory infections. Dentists are trained to recognize signs of these conditions during routine check-ups and can provide referrals for further evaluation and treatment when needed.Budget protectionRegular dental check-ups offer more than just oral health benefits; they also serve as a form of budget protection. By attending routine appointments, individuals can catch dental issues in their early stages, before they escalate into more costly problems. For example, identifying and addressing a small cavity during a routine check-up can prevent the need for more extensive and expensive treatments, such as root canals or dental implants.In essence, investing in preventive dental care through regular check-ups is akin to investing in financial security. It allows individuals to address dental issues proactively, saving them from ‌ significant expenses down the road. By incorporating dental check-ups into their budget, individuals not only prioritize their oral health but also safeguard their financial well-being. Peace of mindWith a healthier smile and a fuller wallet, preventive care provides patients with peace of mind. Knowing oral health is being regularly monitored and any issues are being addressed promptly can alleviate the stress and anxiety associated with dental problems. A beautiful smile also boosts confidence and self-esteem, leading to greater overall happiness and quality of life. Don’t wait on your dental careProactive oral health management is key to a vibrant smile and overall well-being. Waiting until dental issues become severe is a risky gamble that can result in not only discomfort but also significant financial burdens. Dental insurance plays a vital role in facilitating preventive care by making routine check-ups more accessible and affordable. Whether through coverage for cleanings, X-rays or other preventive treatments, insurance empowers patients to stay proactive about oral health without breaking the bank. 

In the intricate ecosystem of our oral health, a seemingly harmless culprit looms large: plaque. This invisible substance coating the teeth can quickly escalate into a hazard to the teeth and gums. Understanding the impact of plaque is critical to maintaining a healthy smile.Below, we dive into what causes plaque, its negative effects—and how to prevent and manage it for long-term oral health.What is plaque?Plaque is a sticky, colorless biofilm that forms on the surfaces of teeth. After eating and drinking (particularly food and beverages rich in sugars and carbohydrates), remnants are left on teeth, creating an environment for bacteria to thrive. As the bacteria multiply, they join forces with saliva and other particles to create plaque. Factors contributing to plaque formationSome level of plaque formation is inevitable over time, but certain lifestyle factors can exacerbate and worsen it, such as:Poor oral hygiene habits: Consistent hygiene practices are fundamental in preventing plaque buildup. By neglecting routine brushing and flossing, you leave behind food particles, fostering an environment conducive to bacterial growth and plaque formation. Dietary choices: Diets rich in sugars and carbohydrates provide ample fuel for bacteria to thrive. Sticky, sugary snacks and acidic beverages contribute to the development of plaque. Avoiding regular dental check-ups: Those who skip regular dental visits miss out on professional cleanings that help remove accumulated plaque and tartar. Dentists can also detect plaque-related issues and provide treatment before they become worse.Negative effects of plaqueWhen left unchecked, plaque has detrimental effects on oral health — extending beyond the surface of the teeth. Understand these consequences to take preventive measures and safeguard your smile.Tooth decayAs plaque accumulates on teeth, the bacteria within it metabolizes sugars, producing acids that erode tooth enamel. This demineralization process sets the stage for cavities, compromising the structural integrity of teeth and potentially leading to more extensive dental issues.Gum diseasePlaque is also a primary culprit in the development of gum disease such as gingivitis and periodontitis. The bacteria in plaque can trigger inflammation of the gums, leading to redness, swelling and tenderness. If left untreated, this inflammation can progress to more severe stages of gum disease, causing damage to the supporting structures of teeth and even tooth loss.Bad breathThe presence of plaque is closely linked to the occurrence of bad breath, formally called halitosis. Bacteria in plaque release byproducts that can produce unpleasant odors. Persistent bad breath not only affects oral hygiene but can also have social implications. Addressing the root cause of halitosis by managing plaque is crucial for maintaining fresh and healthy breath.Prevention and managementMaintaining a plaque-free smile isn’t just a goal; it’s a commitment to a lifelong journey of optimal oral health. The cornerstone of this journey lies in effective hygiene practices. Regular and thorough brushing, using fluoride toothpaste, is a fundamental step in preventing plaque formation. Ensure that your toothbrush reaches all surfaces of the teeth, including the often-neglected areas such as the back molars and along the gumline. Complementing brushing with daily flossing helps remove plaque and debris from between teeth, where your brush may not reach effectively.A balanced diet plays a pivotal role in managing plaque. Limiting the intake of sugary and acidic foods reduces the fuel available for plaque-forming bacteria. Instead, opt for a diet rich in fruits, vegetables and dairy products. Drinking water throughout the day aids in washing away food particles and maintaining a hydrated mouth, which helps to prevent plaque development.Regular dental check-ups and cleanings are indispensable components of plaque management. Professional teeth cleanings remove plaque and tartar, providing a clean slate for maintaining oral health. Dentists can also assess the effectiveness of your oral care routine, offer personalized advice and detect early signs of potential issues. Embracing these preventive measures forms a robust defense against plaque, ensuring a radiant smile and a foundation for long-term well-being.ConclusionThe importance of plaque control cannot be overstated. As the primary culprit behind tooth decay, gum disease and bad breath, be proactive to safeguard your teeth and your overall well-being. Adopting effective oral hygiene practices, making mindful dietary choices and prioritizing regular dental check-ups will preserve your smile for years to come.Dental insurance is a key tool used to achieve your oral health goals with plaque. Shop affordable dental insurance plans today with Spirit Dental.

Choosing the right dental plan can significantly impact both your oral health and financial well-being. Options like dental savings plans and Preferred Provider Organizations (PPOs) offer distinct approaches to managing oral health expenses. Learn more about the nuances of these plans and how to make the most informed choice based on your unique needs and circumstances.Dental savings plansDental savings plans offer an alternative approach to traditional dental insurance. These plans don’t foot the bill for your dental expenses directly but instead provide a considerable discount on treatments through participating dentists. While they don’t cover the entire cost, they can significantly reduce the financial burden, particularly for routine procedures. One key advantage of savings plans is the absence of deductibles, waiting periods and annual maximums often found in insurance plans—which might be appealing for individuals seeking immediate access to dental services without administrative hurdles.Individuals enrolled in dental savings plans typically pay an upfront annual fee, averaging around $100, granting them access to a network of dentists offering discounted rates. The savings range from 10-60% off the regular fees for various procedures. However, it’s crucial to note that for more extensive treatments or specialized procedures, participants may still shoulder a significant portion of the expenses. Contact participating dentists directly to inquire about the specific costs for various treatments so you can gauge the level of savings for required care.Dental PPOsPreferred Provider Organizations (PPOs) are a widely used form of dental insurance offering a structured coverage model. With PPO dental plans, individuals pay a monthly premium, typically starting between $20 to $50 for an individual, in exchange for coverage of their dental expenses. These plans operate on a network basis, providing full coverage for treatments received from in-network providers and offering partial benefits for services obtained from out-of-network dentists. This structure aims to incentivize individuals to seek care from affiliated dentists, where ‌coverage is more comprehensive and cost-effective. Unlike dental savings plans, PPOs come with deductibles and annual maximums, determining the out-of-pocket costs and coverage limits. The coverage percentage for various dental procedures typically falls into three classifications:Preventive services such as routine cleanings and x-rays (full coverage, or high coverage percentage)Basic services like fillings and root canals (partial coverage)Major services such as crowns, implants or oral surgery (lower coverage percentage)Some PPOs have a six to 12-month waiting period before full coverage kicks in for basic and major services. However, these can vary from plan to plan, so it’s critical to carefully review the terms of the specific PPO you’re considering. (Spirit offers no waiting periods for all dental categories).How to choose the right planFinding the most suitable dental plan hinges on a few key factors revolving around your specific dental care needs and financial circumstances:The nature and frequency of treatments you anticipate needing. If in the future you’ll require multiple or extensive procedures like root canals, crowns or oral surgery, a dental PPO could provide better coverage and financial assistance for comprehensive treatments in comparison to a dental savings plan.The urgency of your dental care. Dental savings plans may be preferable if you need immediate care, since they typically have no waiting periods and offer discounted rates from the outset. This is particularly beneficial for people on Medicare or those currently unemployed seeking affordable immediate services.The state of your oral health. If all you primarily need are occasional cleanings and exams, dental savings plans may be more advantageous. The discounted rates provided by these plans for routine procedures could be more cost-effective than paying higher monthly premiums for a PPO plan.The gistWhen it comes to choosing between Dental Savings Plans and PPO policies, the choice largely depends on your individual dental needs and financial preferences. PPO policies often cover a broader spectrum of procedures, offering a sense of security with long-term coverage for various dental issues that may arise. While many plans have waiting periods, there are plans available that offer immediate comprehensive coverage, giving peace of mind knowing you’re prepared for unforeseen dental needs. Spirit Dental provides a diverse range of options — including plans with no waiting period — to give you timely access to the care you need.

Your lifestyle and habits play more of a role in preserving the strength and vitality of your teeth than you may realize. Yet, many of us unknowingly engage in practices that threaten our dental health. Fortunately, breaking these habits and prioritizing oral health involves a conscious effort and commitment to adopting preventive measures. Below we’ll discuss the most common and harmful oral health habits, as well as best practices for overcoming them to restore and protect your mouth and teeth.Most common teeth habits1. Using teeth as toolsFrequently using teeth for purposes other than their intended function — like using them as makeshift tools to open bottles or tear apart packages — poses a significant risk to oral health. This habit can result in various dental complications, including:Chipped or cracked teethStrain on the jaw muscleDiscomfort and/or painUltimately, these practices increase the likelihood of damaging dental work like fillings or crowns, leading to the need for costly repairs or replacements.2. Brushing too hardThe enthusiasm for maintaining oral hygiene through regular brushing sometimes backfires when you exert excessive force. Brushing vigorously or with too much pressure can inadvertently wear down protective enamel, rendering them more susceptible to various dental issues. Aggressive brushing can also result in greater tooth sensitivity and contribute to gum recession, as the force applied may irritate and push back gums to expose sensitive tooth roots. Finally, persistent over-brushing can lead to enamel erosion, increasing the risk of cavities and other dental problems.3. Constant snackingAmong other physical issues, regularly indulging in snacks throughout the day — particularly those with sugar or high acidity — poses a substantial threat to dental health. The continuous intake of sugars and acids without adequate cleaning allows these substances to linger on the teeth, promoting the growth of bacteria and plaque. Over time this plaque buildup erodes enamel, leading to decay, cavities and other dental concerns. 4. Chewing iceThe seemingly harmless habit of chewing on ice cubes can wreak havoc on the teeth. Despite its refreshing nature, ice is remarkably hard and poses a considerable risk. The force exerted while crunching down on ice can subject teeth to undue stress, potentially resulting in tiny cracks or microfractures in the enamel covering. Over time, these small damages can escalate into more significant issues like dental emergencies or severe damage requiring professional intervention. These cracks don’t just compromise the structural integrity of the teeth, but also create pathways for bacteria to enter and spread.5. Biting nailsThe impact of nail-biting goes beyond the appearance of your fingertips — it causes both aesthetic and structural concerns for your teeth:Chipping or misalignment Enamel erosionJaw discomfort, pain or difficulty in movement6. Grinding teeth (bruxism)Bruxism can inflict substantial damage on oral health. The motion applies considerable pressure that wears down enamel and eventually causes cracks, chips or fractures in the teeth. It can also manifest as jaw pain, headaches or earaches due to the strain placed on the temporomandibular joint (TMJ) and surrounding muscles. Some people grind their teeth in their sleep and don’t even know they do it. If you notice symptoms of bruxism, see your dentist as soon as possible.How to Fix Bad HabitsBreaking these bad oral habits involves a conscious effort to prioritize dental health through mindful practices and preventive measures. First, refrain from using teeth as tools and be aware of the potential damage caused by such actions. Using a soft-bristled toothbrush and gently brushing helps prevent enamel erosion and gum damage caused by aggressive brushing.Being mindful of dietary choices also plays a pivotal role in maintaining oral health. Limit your intake of sugary and acidic foods while being conscious of the frequency of snacking to prevent plaque formation and reduce the risk of tooth decay. Avoid hard foods as well, like ice cubes and hard candies, to protect teeth from potential fractures or damage. If you’re dealing with teeth grinding, an oral apparatus like a mouthguard prescribed by dentists can be effective in preventing further damage. Stress management techniques like meditation or relaxation exercises also aid in reducing or preventing teeth grinding episodes by addressing underlying triggers.Finally, practicing proper oral hygiene with regular brushing and flossing is fundamental in avoiding oral issues. Make sure to see your dentist regularly to catch and treat any issues before they become severe. Professional Dental Care is #1 in Keeping Teeth HealthyOne of the worst habits you can practice is missing your bi-annual dental appointments. Skipping these routine visits can have significant repercussions on your oral health. Many factors contribute to people avoiding these crucial appointments, like:Anxiety and fearPain during treatmentsAssociated costsInvesting in dental insurance provides the necessary financial support for routine dental care and unforeseen treatments. And while it won’t prevent potential pain during dental procedures, it provides an incentive for you to get the necessary care before conditions worsen and require even more painful and costly treatment. Spirit Dental offers affordable coverage options tailored to your needs, providing access to a network of dentists and comprehensive plans designed to accommodate different budgets. Finding suitable coverage ultimately fosters better oral health and minimizing the impact of cost-related barriers to regular dental visits. Remember, taking proactive steps toward better dental care contributes to maintaining a healthy smile and overall well-being.

Your smile isn't just a significant part of your identity, but it also has an impact on your self-esteem and overall well-being. There are different branches of dentistry — preventive, cosmetic and restorative — that work together to address your dental health and aesthetic concerns. At the heart is preventive dentistry. Regular dental check-ups, thorough cleanings and good hygiene practices at home form the foundation for long-term oral health. Beyond preventive care are cosmetic and restorative dentistry. While they’re at times used interchangeably, there are key differences to know. We’re here to help you understand these distinctions to make the most informed decisions about your own dental health.What is cosmetic dentistry?Cosmetic dentistry is a specialized branch of dentistry primarily dedicated to enhancing the aesthetic aspects of your smile. The overarching goal is to help you achieve a smile you’re proud of, boost self-confidence and improve your overall well-being. There are several common procedures that cater to various cosmetic concerns, like:Teeth whitening: Removes stains and discoloration, restoring the natural brightness of your teeth. Veneers: Thin porcelain or composite resin shells custom-made to cover the front surface of teeth to correct chips, stains, gaps and misalignment.Dental bonding: A tooth-colored resin material is applied to teeth, then shaped and polished to repair minor imperfections like chips and small gaps.What is restorative dentistry?Restorative dentistry is a vital branch of dental care focused on repairing and restoring damaged or missing teeth, as well as ensuring your overall mouth health and functionality. Its primary objectives are to address dental issues related to decay, damage or tooth loss, ultimately improving your oral health and quality of life.Common restorative procedures include: Dental fillings: Resin, amalgam or porcelain used to repair cavities and small areas of tooth decay.Dental crowns: Custom-made caps that cover damaged or weakened teeth, providing protection and restoring their strength and appearance.Dental bridges: Artificial teeth anchored to adjacent natural teeth or implants to replace missing teeth.Dental implants: Titanium posts surgically placed to serve as artificial tooth roots, supporting crowns, bridges or dentures — effectively replacing missing teeth.Cosmetic vs. restorative dentistryOne of the primary distinctions between cosmetic and restorative dentistry lies in their core objectives. Cosmetic dentistry is primarily concerned with enhancing the appearance of your teeth and the overall aesthetics of your smile. It focuses on elective procedures that improve the color, shape, size and alignment of teeth to create a more appealing and confident smile. Conversely, restorative dentistry’s main emphasis is on functionality and health. It aims to diagnose and treat dental issues related to decay, damage or tooth loss to restore the proper function and structural integrity of teeth.Another notable difference between these two is the nature of the procedures involved. Cosmetic dentistry is typically non-essential from a health perspective, while restorative treatments are essential for addressing problematic conditions and maintaining oral health.Dental insurance coverageIt’s crucial to note that insurance companies often prioritize restorative procedures for coverage. Since restorative treatments are deemed necessary to address dental health issues and prevent further complications, they're more likely to be eligible for insurance benefits. Cosmetic procedures, on the other hand, are typically considered elective and aimed at improving aesthetics rather than addressing medical concerns. Consequently, dental insurance plans may not fully cover cosmetic dentistry procedures, and patients often need to cover these costs out of pocket. There may be exceptions depending on the specific insurance plan and the extent of dental issues associated with cosmetic procedures, so it’s advisable to consult with both your dentist and insurance provider to determine coverage options.All the dental care you need While cosmetic and restorative dentistry share the goal of achieving a healthy, attractive smile, they differ in various ways. Insurance plans typically prioritize restorative procedures as medically necessary. As a result, it’s important to consult your insurance provider before undergoing any dental treatments. Spirit Dental offers a variety of dental insurance plans to help patients cover costs for the care they need.