One trip to the dentist will make you realize that even preventive care like checkups and cleanings can be expensive. And if you’re paying for it all out-of-pocket, you might find yourself avoiding the dentist when you should actually be seeing them regularly.
How can you save money on dental bills? The answer is simple: enroll in a dental plan from a top-quality insurance provider like Spirit Dental.
But is dental insurance worth it? You bet! Keep reading to discover the value of our dental insurance plans.
We understand that sometimes things don’t work out. That’s why all of our Individual Dental and Vision plans come with a 30-day Customer Satisfaction Guarantee.
After your plan becomes effective, you’ll have 30 days to see how you like it. Not satisfied? No worries, you can just cancel the plan for any reason.
We’ll refund the premium you paid, as long as no services were provided. If any services were rendered, you may cancel the policy but you won’t be reimbursed for the premium.
Our insurance is offered by Ameritas Life Insurance Corp., which is a company known for high-quality insurance plans and stellar customer service.
Today, the Ameritas Dental Network is one of the biggest in the country, with network providers who charge up to 50% less than their usual rates so you can enjoy lower costs.
At Spirit Dental, you get to choose between plans that have networks and those that don’t.
Some insurers have dental plans that impose a waiting period before coverage kicks in. It might apply to certain types of care or all types of care. And some waiting periods might be longer than a year. Yikes! This can be really annoying, especially if you need to receive treatment right away.
You can avoid this problem by opting for dental insurance with no waiting period, like Spirit Dental. Because we offer plans without a waiting period, once your policy is active, you can make your appointment to see the dentist.
When you need insurance, you don’t want to delay getting valuable coverage. And being rejected after taking the time to fill out an application can be frustrating and disappointing. But with Spirit Dental, you don’t need to worry about that.
We guarantee acceptance of your application. Plus, if you need assistance along the way to be sure you submit everything correctly, we’ll gladly help.
Major services may cost hundreds or thousands of dollars, but having the right coverage can reduce your out-of-pocket expenses. Whether your dentist has recommended a crown, bridge, inlay, implant or dentures, our plans can help you afford the care you need.
While other insurers might impose waiting periods and restrictions or only offer limited support for major services, our plans provide this coverage from the first month. This means you won’t need to delay receiving treatment, and you won’t need to break the bank either.
Brushing and flossing isn’t enough when it comes to keeping your teeth and gums clean and strong. Nothing compares to a professional cleaning, which your dentist might recommend you get more than once a year.
To help you maintain a bright and healthy smile, our plans cover three cleanings annually. Compare this to other providers, who might only cover just one or two cleanings each year.
A dental plan with a low annual maximum can make it challenging to get the financial support you need, especially if you have to undergo expensive treatments. Once you reach this limit, you’ll need to pay for care totally out-of-pocket or hold off on getting treatment until a new year starts.
Many providers will have annual maximums that are $1,000 to $1,500. But we’re proud to provide higher annual maximums, with some plans offering up to a $5,000 maximum per year.
If you want vision insurance, we can help. With super affordable premiums as low as $7 per month, our add-on vision plan is designed to help you save money on eye exams, glasses, and contacts.
Whether you have a Choice or Network dental plan, getting vision coverage is a snap, so you can have a bright smile and clear vision.
Unlike other types of insurance that might scare you away when you see how much they cost, dental insurance may be surprisingly inexpensive.
Spirit Dental can provide you with the low-cost solution you’re searching for. Plans range from just $36 to $70 per month, and there’s a $100 one-time deductible.
Yes! You don’t have to wait for Open Enrollment to sign up, so you can do it at any time of the year, whether you’re in between jobs, self-employed, or retired and looking for quality coverage.
Once you know what to look for in dental insurance policies, it’ll become easier to narrow your options to those that are ideal for your needs and budget. Spirit Dental offers a variety of affordable dental plans, and each one comes with a host of perks.
Want to see what’s possible? You can get a quote quickly and easily online. And if you need help, we’re here to answer all of your questions.