Dental & Vision Insurance Plans for Every Situation

Dental insurance made for you

Packed with value, Spirit Dental makes things easy. With no waiting periods,  guaranteed acceptance—including a 30-day satisfaction guarantee—and dental benefits that go further than the rest, trust Spirit Dental to satisfy your needs.  

Need additional help? We’re here for you! Give us a call, and we’ll make it easy choosing a plan that works for you: (844) 833-8440.

Choose your situation:

Gig Workers | Service Industry | Retirees | In-between Jobs | Young Adult

Gig workers

The gig economy is built on self-reliance and efficiency. Spirit Dental relies on the same principles to make it the best dental insurance for you and your family. Spirit Dental covers preventive services 100%, graduating coinsurance to help cover costs and provides one of the largest annual maximums on the market. Spirit Dental fits its benefits with your needs and gets the job done.

Recommended plan:   Spirit Core Spirit Core is a great value buy. As one of the most affordable options Spirit Dental offers, Core brings cleanings and additional protection to those looking for it.
	You might also think about: Senior Preferred What happens if you take out the “Senior” in this plan’s name? Preferred! This plan rocks if you’re looking for the most upfront coverage straight away with $3,500 annual max money starting tomorrow.
If you want extensive family coverage:   Pinnacle With Pinnacle, this plan works great for families as fillings fall under the basic category (more savings) and with the graduating annual max up to $5,000, you’ll have additional coverage for things like wisdom teeth and crowns.

Service industry

After a long day of people facing and interacting, Spirit Dental picks up your spirits with its extensive value and ease of access. Purchase dental insurance today and see your dentist tomorrow. With its extensive network of dentists, Spirit Dental makes it easy for you to choose a dentist close by. Spirit Dental has the benefits to meet your needs.

Recommended plan:   Spirit Core Core is our most popular plan, and it’s easy to see why. With an annual max of $1,200, Core gives you the most affordable option while also delivering value. Think of it like the best option for happy hour.
	You might also think about: Senior Preferred Just because Senior is in the name, doesn’t mean it’s not for everyone. If Core was the best option for happy hour, Preferred might be the best option on the menu! The best feature of Preferred is the $3,500 annual max year 1 (it can start tomorrow).
If you’re only looking for cleanings:   Secure Don’t let the “lowest monthly payment” let you believe there’s little value in this dental plan. Secure carries benefits that aren’t found with any other plan on the market. Best deal? This might be the plan for you!

Retirees

You may be someone that has had dental insurance for the majority of your career. Now that you're in your golden years, it can seem daunting to take on the task of purchasing dental insurance with a fixed income. But with Spirit Dental, our graduating benefits make it easier to plan out for the future. We also carry a lifetime deductible of $100. Once that’s met, you never pay it again.

Recommended plan:   Senior Preferred With a $3,500 annual max first year, first week, first day, this plan blows most other plans out of the water. Labeled as the complete package for seniors, this plan offers hearing, dental and a Spirit Dental vision rider for only an additional $7.
	You might also think about: Secure On a fixed income, maybe you want your finances held tight. That’s possible with our most affordable plan, Secure, and you still get all the great benefits a Spirit Dental plan offers.
If you’re planning out your dental care:   Pinnacle If you’re looking for the highest annual max plan for ultimate coverage, Pinnacle boosts the coverage in year 3 and beyond with a $5,000 annual max. That’s huge! Rest comfortably knowing that your dental coverage goes further with Spirit Pinnacle.

In-between jobs

It’s stressful searching for jobs. And dental insurance might be the last thing on your mind—until you need it. Spirit Dental makes it easy with high value plans. Each of our plans offer 100% covered preventive services, low-cost plans starting ortho for kids and next-day effective dates.

Recommended plan:   Secure You may find that being in-between jobs is very stressful. You may also find the process of looking for a new job liberating! In either case, your finances might be a little tight for the foreseeable future. With Secure, you ensure your cleanings continue to prevent tooth aches (compounding stress) and to prevent expensive procedures down the road.
	You might also think about: Core As a step up from Secure, Core is great for those looking for a little extra coverage for things like crowns and wisdom teeth.
If you need a lot of coverage ASAP:   Senior Preferred Put simply, Preferred gives you the most money up front if you need major care done ASAP.

Young adult

Leaving your parent’s insurance or starting your first job means new responsibilities are piling in. Doing your research to find the best dental plan available is a good place to start. And Spirit Dental meets your needs. Whether it's fillings, wisdom teeth or preventive services (cleanings), Spirit Dental will get you into the dentist tomorrow and leave you smiling. 

Recommended plan:   Core As Spirit’s most popular plan, Core provides everything you need to keep your teeth clean and healthy plus a little extra coverage in case you need a crown or a wisdom teeth procedure.
	You might also think about: Secure If you don’t think you’ll need the additional coverage, Secure still gets you into the dentist to keep your teeth strong and prevent expensive procedures that could derail your finances as you’re just starting out.
Looking for a lot of major coverage?   Senior Preferred Going to the dentist can be tough. Dental insurance is here for you to make it easier. If you go to the dentist and they say you’ll need some major work done, don’t worry! Spirit Dental has you covered with this max coverage plan.