Acquiring Dental Insurance Without A Waiting Period

Dental Health
By: Spirit Dental
May 15, 2015

Student walking with folders and books smiling at her phone

A majority of the dental insurance providers needs a certain period of time between when an individual signs up and when the insurance is pronounced active. This can be a great problem when you experience a dental health emergency as soon as you have signed up with an insurance provider or if you are having issues with getting a policy to cover it. However, good news is that in the modern world of dental insurance, there is no need for waiting periods to sell an insurance policy. Next Day Coverage offers dental insurance policies without the need of waiting for extensive periods of time to have your insurance processed. 

If a prospective policy provider gives an insurance policy without any waiting time between the policy being applied and it being active, they will clearly advertise it. Some providers possess two polices: one whose activation is instant but with a fee and another with a short waiting period and it is a bit cheaper. If this happens to be the case, they will clearly stipulate what you are receiving the moment you sign up.

Once you have signed up to a no-waiting policy, the details for the polciy will be sent to you immediately. In most cases, these details are sent via email if your registration was online. If you sign up over the mobile phone, you might have to wait until the documents are delivered to your post. Even when this is the case, it should be fairly prompt compared to having to wait for an extensive period of time.

When signing up for a policy, it is important to carefully read the terms and conditions to make sure that your dentist is among the approved providers and that the procedures you need are covered. You should not be surprised to come across policies that do not include cosmetic procedures.

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