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Your benefits shouldn’t wait.
Neither should you.
Say goodbye to waiting periods and hello to immediate access to quality care with affordable dental insurance plans that offer comprehensive coverage from day one.
Unlike most traditional dental insurance plans that only offer no waiting periods for preventive care, Spirit Dental was among the first to offer full coverage without the wait. You can schedule treatments like root canals, dental implants, fillings, and extractions as early as tomorrow, ensuring timely relief and prevention of further oral health issues.
We also supply one of the highest annual maximums across the market and lifetime deductibles, which provides more dental coverage and savings. Start your journey to better oral health today!
Our dental plans
All plans include no waiting periods, a lifetime deductible, next-day effective dates, an option to add vision coverage* and in-network savings of 25-50% through the Ameritas Dental Network.
Starting at
$13.35/mo**Protect your smile with a low-cost plan focused on preventive care.
- Annual max up to $1000
- 50% basic coverage
- 20% major coverage
- 2 cleanings per year
Starting at
$31.78/mo**A high-value plan offering comprehensive coverage with the highest annual max.
- Annual max up to $5,000
- 25% 1st year major coverage
- Dental implants
- Child orthodontia
Starting at
$30/mo**Robust coverage from the start—available to everyone!
- Annual max up to $3,000
- 20% 1st year major coverage
- Dental implant coverage
- Hearing benefits
What people love most about our plans
Dental insurance for everyone
Your teeth and gums are linked to overall health, and Spirit Dental offers a range of affordable dental insurance plans designed to fit your unique needs and budget. We have plans for individuals, families, seniors, students, small businesses and more. Our dedicated dental insurance experts will help you find the best dental plan for your situation.
Amina K.
Dental insurance FAQs
Review the most frequently asked questions about Spirit Dental insurance plans:
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*Vision coverage options are not available in every state. Visit Spirit Vision for more information.
**Sample monthly rates are based on an individual and represent the starting cost for most states as of Sept. 2024. Premiums vary by geographic location.