Top-rated by trusted names
Two kinds of plans to compare
| Features | PPO Dental InsuranceSpirit PPO | PPO + UCR HybridSpirit Flex |
|---|---|---|
| Best for | People who primarily use in-network dentists | People who use or prefer out-of-network dentists |
| Waiting period | NoneCoverage available from day one | NoneCoverage available from day one |
| Annual maximum | Up to $5,000 | Up to $2,500 |
| Deductible | $100 lifetime | $100 lifetime |
| Preventive cleanings | Up to 3 per year | Up to 3 per year* |
| Orthodontia | Available on select plansCoverage for children's braces | |
| Dentist choice | Any licensed dentistIn-network or out-of-network | Any licensed dentistDesigned for greater out-of-network flexibility |
| Start date | Flexible start dates | Flexible start dates |
*Flex Plus plans cover up to 3 cleanings a year; Flex plans cover 2.
Benefits and plan availability vary by state and plan.
Review individual plan documents for complete coverage details, terms, limitations and exclusions.
Questions before you get your quotes
Is the quote really free?
Yes. Getting a quote is free, and there's no obligation to enroll.
What do I need to see prices?
Just your ZIP code and who you're covering. Prices vary by location, so your ZIP code lets us show the plans available where you live.
How soon can I use my coverage?
As soon as the day after you enroll. There are no waiting periods for preventive, basic or major services.
Can I keep my dentist?
Yes, you can see any licensed dentist. You'll save the most with dentists in the Ameritas network.
Find a DentistNeed help choosing the right plan? We're here for you
Have questions before you enroll? Our team of licensed dental insurance experts can guide you to the best dental plan for your situation. Give us a call today. No hassle. Just friendly guidance.
Need help choosing the right plan? We're here for you
Have questions before you enroll? Our team of licensed dental insurance experts can guide you to the best dental plan for your situation. Give us a call today. No hassle. Just friendly guidance: (844) 833-8440.
“I had an overall great experience with Spirit Dental Insurance. No waiting period, no pre-approval
on major services, everything went smoothly.” - Amina K.