Spirit Choice Dental Insurance | Spirit Dental & Vision

Spirit Choice Dental Insurance



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The Spirit Choice Plan: More Options

Also known as a fee-for-service plan. This is a great option for those who wish to visit any dentist of their choice. You won’t be tied down to any network of providers, so you won’t have to feel as though you’re restricted to only using our approved dentists. Sounds so liberating, doesn’t it?

Reimbursements for any dental services that you receive will vary, depending on your provider, but you can expect that your insurance will typically cover anywhere from 50-100% of usual and customary expenses.*

This plan will be right for you if:

  • You’re searching for coverage that will pay up to 100% of your preventative care costs, including your cleanings and checkups.
  • You won’t mind paying the difference if your dentist ends up charging a higher fee than this plan’s fee schedule indicates.

Example: If you need a periodontal maintenance check-up and it costs $200, the reimbursement schedule could say $150, meaning you would have to pay the remaining $50.

Choice Plan Benefits Explained

SERVICE

COST

Implant Cost

$4000

Insurance Covers

$1000 (25%)

Your Out-of-pocket (the bill you receive)

$3000




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  • 11/1/2020