Say goodbye to waiting periods and hello to immediate access to quality care with affordable dental insurance plans that offer comprehensive coverage from day one.
Unlike most traditional dental insurance plans that only offer no waiting periods for preventive care, Spirit Dental was among the first to offer full coverage without the wait. You can schedule treatments like root canals, dental implants, fillings, and extractions as early as tomorrow, ensuring timely relief and prevention of further oral health issues.
We also supply one of the highest annual maximums across the market and lifetime deductibles, which provides more dental coverage and savings. Start your journey to better oral health today!
All plans include no waiting periods, a lifetime deductible, next-day effective dates, an option to add vision coverage* and in-network savings of 25-50% through the Ameritas Dental Network.
Starting at
$13.35/mo**Protect your smile with a low-cost plan focused on preventive care.
Starting at
$31.78/mo**A high-value plan offering comprehensive coverage with the highest annual max.
Starting at
$30/mo**Robust coverage from the start—available to everyone!
No waiting periods
Get immediate full coverage for various services that begin on day one—start as early as tomorrow!
Learn moreRestorative care
Get immediate coverage for a variety of major care procedures, including dentures, root canals, extractions, oral surgery, and more.
Learn moreOrthodontia
Coverage for many orthodontic treatments, including traditional braces, ceramic braces, Invisalign, and more.
Learn moreDental & Vision
You can choose from various dental plan options, and if you bundle with vision coverage, you can access the EyeMed Network for only $7.
Learn morePPO benefits
Freedom to choose any dentist—Spirit members gain access to the Ameritas Dental Network, offering 25-50% in-network savings.
Learn moreGuaranteed acceptance
Purchase dental insurance any time of year with guaranteed acceptance.
Learn moreYour teeth and gums are linked to overall health, and Spirit Dental offers a range of affordable dental insurance plans designed to fit your unique needs and budget. We have plans for individuals, families, seniors, students, small businesses and more. Our dedicated dental insurance experts will help you find the best dental plan for your situation.
Amina K.
Review the most frequently asked questions about Spirit Dental insurance plans:
IMPORTANT NOTICE: Your dental enrollment may take 2-3 business days before it becomes accessible in the carrier's system. To verify benefits, please call Ameritas customer service at (800) 487-5553.
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*Vision coverage options are not available in every state. Visit Spirit Vision for more information.
**Sample monthly rates are based on an individual and represent the starting cost for most states as of Sept. 2024. Premiums vary by geographic location.