Dental Insurance Designed with Your Needs in Mind

Gain immediate access to dental care and see your dentist as early as tomorrow.

Select the coverage that fits your needs:
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You

Select coverage for you plus one – Icon of two people

You + One

Select coverage for you and your family – Icon of a family

Family

  • 4/1/2025

Top-rated by:

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Three friends smiling, looking at a phone and enjoying beverages, with happy, confident smiles, with Spirit Dental coverage. Three friends smiling, looking at a phone and enjoying beverages, with happy, confident smiles, with Spirit Dental coverage.

Dental insurance made easy


A healthy smile isn’t just about looks, it’s about feeling good and staying healthy. Taking care of your teeth today helps you avoid bigger issues down the road—and keeping them healthy isn’t just important, it’s essential.

That's why having the right dental plan matters—it makes getting the care you need easier and more affordable. At Spirit Dental, we keep it simple:

  • No waiting periods—your benefits start from day one
  • 3x annual cleanings—more cleanings, better health
  • High annual maximums—covering major dental work when you need it
  • See any dentist—25-50% in-network savings

Invest in your oral health today and find a plan that fits your needs.

Our dental plans

From routine checkups to comprehensive coverage, our flexible plans make it easy to get the care you need. Spirit Dental members also have access to trusted dentists and 25-50% in-network savings through the Ameritas Dental Network.

Preventive Plus PPO

Starting at

$13.35/mo**

Protect your smile with a low-cost plan focused on preventive care.

  • Annual max up to $1000
  • 50% basic coverage
  • 20% major coverage
  • 2 cleanings per year
Most popular! Pinnacle PPO

Starting at

$31.78/mo**

A high-value plan offering comprehensive coverage with the highest annual max.

  • Annual max up to $5,000
  • 25% 1st year major coverage
  • Dental implants
  • Child orthodontia
Preferred PPO

Starting at

$30/mo**

Robust coverage from the start—available to everyone!

  • Annual max up to $3,000
  • 20% 1st year major coverage
  • Dental implant coverage
  • Hearing benefits

Explore dental insurance coverage

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No waiting periods

Get immediate full coverage for various services that begin on day one—start as early as tomorrow!

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Dental implants

Dental insurance coverage with no waiting periods for dental implants.

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Restorative care

Get immediate coverage for a variety of major care procedures, including dentures, root canals, extractions, oral surgery, and more.

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Orthodontia

Coverage for many orthodontic treatments, including traditional braces, ceramic braces, Invisalign, and more.

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Dental & Vision

You can choose from various dental plan options, and if you bundle with vision coverage, you can access the EyeMed Network for only $7.

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High annual maximums

Take your savings further with high annual maximums up to $5,000.

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PPO benefits

Freedom to choose any dentist—Spirit members gain access to the Ameritas Dental Network, offering 25-50% in-network savings.

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Guaranteed acceptance

Purchase dental insurance any time of year with guaranteed acceptance.

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A dental plan that puts you first

Your oral health is essential—it’s connected to your overall well-being and impacts everything from your confidence to your long-term health. Regular dental visits help prevent costly issues, protect your smile and keep you feeling your best. But finding the right dental insurance shouldn’t be complicated.

That’s why Spirit Dental is built around simplicity, flexibility and real benefits that start when you need them—having the right coverage makes all the difference.

Watch the video to see how Spirit Dental makes dental insurance work for you.

An older man sailing with a joyous smile and enjoying retirement with Spirit Dental & Vision insurance An older man sailing with a joyous smile and enjoying retirement with Spirit Dental & Vision insurance
Hear from our customers
“I had an overall great experience with Spirit Dental Insurance. No waiting period, no pre-approval on major services, everything went smoothly.”

 

Amina K.

Dental insurance FAQs

Review the most frequently asked questions about Spirit Dental insurance plans:

+ Is there any age limit for dental insurance?
+ How quickly can I start my dental coverage?
+ When will I get my dental plan ID card?
+ How long will the dental plan enrollment process take?
+ When can I start using my dental insurance plan?

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*Vision coverage options are not available in every state. Visit Spirit Vision for more information.

**Sample monthly rates are based on an individual and represent the starting cost for most states as of Sept. 2024. Premiums vary by geographic location.