Guide to Open Enrollment for Dental Insurance

• Companies have an internal open enrollment period for employees
• Retirees purchase Medicare plans during this time
• Individuals shopping insurance on the individual market
• People looking for dual plans

For individuals shopping on the healthcare exchange, the timeline to purchase health insurance is Nov. 1, 2023 through Jan. 15, 2024 in most states. 

Check out our 2024 Open Enrollment Guide!

What does dental insurance have to do with Open Enrollment? 

Dental insurance can be purchased at any time of year. But during Open Enrollment, dental insurance is top-of-mind as people shopping on the health exchanges are also looking for the right dental plan for them.

Some employers, especially small business owners, may not offer dental plans, sending people to the individual market to shop. People with Medicare may not want the coverage offered with their Medicare Advantage plan and choose to shop elsewhere. And with so many insurance commercials airing during this time, some people are reminded to think about dental insurance.

What can Spirit Dental do to help? 

Spirit Dental alleviates the stress of searching for a new dental plan with the most accessible dental plans on the market!

• No waiting periods—get into the dentist the next-day
• Vast network—lots of dentists to choose from
• Network savings—avg. savings around 32% 
• Loyalty plans—get $5,000 annual max year 3
• Plus graduating coinsurance—65% year 3 coinsurance for major
• Guaranteed acceptance—and a 30-day guarantee

Need additional help finding the right dental plan for your situation? Give us a call, and we’ll make it easy choosing a plan that works for you: (844) 833-8440.

Are there advantages in choosing Spirit Dental with Medicare? 

Absolutely! After you purchase your health insurance plan, hop over to Spirit Dental and purchase your dental plan in minutes! Our dental plans are priced competitively with all insurance carriers, even those connected with Medicare Advantage. Plus, Spirit Dental offers the complete package of dental, hearing and an option for vision, with the Senior Preferred plan. No age requirements included. 

How does Spirit Dental look for a retiree? 

Now faced with a fixed income, there are two main reasons to trust Spirit Dental: 1) With 100% preventive covered annually (up to 3x with most plans), you'll save money by keeping your teeth in tip-top shape. 2) With our loyalty plans, you'll have access to a $5,000 annual max in year 3, helping to cover more expensive needs if they come up down the road. 

Is Spirit Dental right for you as a young adult? 

Coming off your parent's plan for the first time can feel daunting at first. But, Spirit Dental makes it easy to purchase dental insurance that makes sense for you. With no waiting periods on all dental services, you can purchase a dental plan today (with strong benefits) and see your dentist tomorrow. 

Can Spirit Dental help with family needs?  

Spirit Dental plans provide versatility in addressing your family's needs. With Spirit Core, you'll have access to child orthodontia at our lowest price with a $1,200 annual max. With Spirit Pinnacle, fillings fall into the basic category providing you with additional coverage (50% coinsurance), while also having the orthodontia benefits. 

Trust Spirit Dental with Open Enrollment

There's really not a situation Spirit Dental can't cover. With the ease of access, strength of benefits and overall coverage, Spirit Dental makes it easy to get into your dentist and take care of your dental needs. 

Protect your teeth. Protect your wallet. Spirit Dental is here for you. Find your Spirit plan today!