The Basics Of Dental Implant Coverage

Dental Health
By: Spirit Dental
July 25, 2015

Retired woman smiling to the woman at her right

While you may know what a dental implant is, you may not know if your insurance plan is going to cover this procedure. This can be extremely stressful as it can be a necessary procedure and it often aids with so many different aspects of comfort, stability, and happiness.

The ability to chew, speak, and look your best is extremely important. These are usually the reasons that your dentist will recommend this procedure. But some insurance companies don't see it as a completely necessary procedure. This can make quite costly if you are without dental implant coverage. Some that millions of Americans find themselves without.

A better dental plan will cover this and many other procedures. But it is important to check before you sign up. For plans that don't, you may be out of pocket even if you haven't hit the maximum limits. This can make it hard to get this procedure and lead to the use of dentures and other stop-gap solutions.

While there are other options, they are generally less comfortable and less permanent. They can lead to the teeth degrading more, and can cause pain in the long run. This is something that should be avoided if possible.

It is also important to make sure that your insurance has a large enough maximum to cover the procedure and all of the follow-ups as well. This particular dental undertaking can take up to a year to complete from the first surgery to complete placement. Healing time is included in this estimate, but it still all falls within one calendar year.

Since dental coverage maximums re-set every day, making sure that you have high enough coverage can ensure that you get this done at the lower end of the estimate. If you have to split it over two years, the healing time can make it extremely difficult and leave you without the ability to function like you want to in the mean time.

Usually your dentist will be able to tell you if your insurance plan will cover this and any other work that you need done. Asking when they are recommending the procedure can save you time and money in the long run. If you find that they don't, your dentist can usually recommend and insurance company who will.

If you choose to switch over to one of these companies, making sure that your coverage for this and other work is immediate should be done before undergoing the surgery and follow-up work. However, this can be an option if you find yourself encountering this line of treatment without proper insurance.

Dental implant coverage can be quite rare, but it can lead to a much higher standard of living. For those who are younger, who work in high profile positions, or who find themselves only losing a single tooth, this option can truly be a smile saver. Ensuring that you will be covered when you sign up can help you keep the coverage you want and prepare for the inevitable as well.

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