Dental insurance that covers implants is crucial, but many plans have restrictions or limitations. Spirit Dental offers immediate full coverage insurance with no waiting periods that provides dental implant insurance options you want.
No Waiting Periods
Large Network of Providers
$100 Lifetime Deductible
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage Year 3
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage Year 3
Dental implants are the gold standard for tooth replacement, but they can be expensive without insurance. Around 74 million people in the U.S. don't have dental insurance, but that doesn't have to include you.
While other insurers might not include any coverage for implants or impose long waiting periods that can delay your procedure, Spirit Dental does things differently. Our plans offer immediate implant coverage, no waiting periods and high annual maximums, so you can get the care you need without delay.
Spirit Dental delivers full coverage dental insurance providing you with savings for a wide range of services, including benefits for implants with no waiting period. Get the peace of mind you deserve with coverage that works right away.
Over 5 million dental implants are performed each year in the U.S. They're an ideal solution when you have a severely cracked or missing tooth. But implants can be expensive, and it's essential to find a policy that provides comprehensive coverage, including dental implant coverage. Not all companies cover implants. Spirit Dental, however, offers budget-friendly dental plans for preventive care, basic services and major services, like dental implants.
Note: There is a missing tooth clause to be aware of with dental insurance plans. It states that an implant is eligible for coverage if the natural tooth is removed while covered under this insurance policy and is not missing before getting the policy in place.
You'll likely have lots of questions when deciding if implants are the right choice for you. Like, what type of implant is best, how the procedure works and what to expect during recovery.
The truth is, there are several types of implants available, and choosing the right one depends on your specific dental needs, bone structure and long-term goals. Learn more about the different types of dental implants and what to ask your dentist before you decide: Types of Dental Implants: What You Need to Know Before You Choose
When you rely on our dental insurance for implants, you get the benefit of the same great advantages available with all our policies:
● Access to 25-50% in-network savings
● Choose any dentist
● No waiting periods for major services
● One-time deductible
● Annual maximums as high as $5,000
Get your free quote for today.
Our affordable dental insurance plans offer valuable support whether you're paying for one or more implants. They'll also help you save when you visit the dentist for appointments and treatments you might need before and after the procedure. Our Flex and PPO plans are perfect for those who want the highest quality dental care at a reasonable price.
Looking for a dentist near you?
Our Spirit members love that our dental plans offer no waiting periods for implants with next-day effective dates so your coverage starts right away—no hassle. Plus, with a one-time deductible and annual maximums as high as $5,000, you're sure to find a dental plan that covers implants that's just right for you.
Spirit Dental has a wealth of information to share, and we're always glad to answer your questions about dental insurance that covers implants. Read the following answers for the details you need.
Look for dental plans that specify they offer major restorative dental insurance, including implants. These can give you the support you need for various procedures and might even help you save up to 50%. Considering how expensive implants can be, you may save hundreds or thousands of dollars with dental insurance that covers implants.
Several steps are involved in getting an implant, so you need to think about more than just the cost of the procedure, anesthesia and the implant itself. In addition to exams, you might need X-rays, a bone graft, gum treatment or tooth extraction. If you want to get as much support as possible in most or all of these areas, enrolling in a comprehensive plan that covers a range of basic and major services is best. Dental insurance that covers implants is essential.
Some insurance plans cover dental implants, but choosing the right policy is critical. A basic dental plan might not cover implants. Also, some policies might have pre-existing condition exclusions that could make you ineligible for implant coverage. And there might be limitations based on whether or not an implant is considered cosmetic—if an implant is classified as a cosmetic treatment that isn't covered, you'd have to pay for it all out-of-pocket. If you’re searching for dental plans that cover insurance, it’s crucial to make sure the policy you select meets your implant coverage needs.
Dental implants are expensive. Without insurance, an average implant can cost more than $2,000. The procedure involves multiple appointments, and there are costs associated with any exams and dental care you receive before and after you get the implant. It adds up fast!
Prices for dental implants vary based on several factors, including:
● Your location
● The dental professional you use
● The type of implant received
● The tooth being replaced
● Whether or not an extraction is needed
● Other procedures required
If you have dental insurance for implants, your final cost will depend on various considerations, such as your copay, deductible and coinsurance. Are you considering dentures? Check out our article on Dentures vs Implants to learn more.
It's important to note that full coverage dental insurance does not cover your out-of-pocket costs 100%. Rather, it provides coverage for a variety of dental care services. With a Spirit full coverage dental plan, you can access benefits for preventive, basic, major & orthodontia services without having to wait!
Find the best dental plan for you, enroll today and activate next-day benefits with no waiting periods
