Affordable senior dental coverage
Senior citizens all across the U.S. are seeking coverage to aid in reducing their dental expenditures. Currently, minimal government assistance is available for seniors who need dental insurance. The majority of Medicare and Medicaid programs do not include dentistry. Even those programs that do include coverage for seniors only contain provisions for extractions of teeth, and exclude the majority of the common oral procedures often required for older patients. Practically no help is available for obtaining primary tooth repair or for having missing teeth replaced. Usually Medicare and Medicaid supply virtually no aid for just about any type of oral care.
Seniors regularly need far more oral care than younger Americans – they need dental insurance that is exclusively their own! Teeth, like bones, decay as time passes, and grow to be significantly more susceptible to degeneration and breakage. This decay indicates that aging seniors are going to have additional health issues with their teeth and fewer dollars on hand to pay for oral care. Seniors have a dire, pressing need for supplemental insurance!
Baby Boomers are beginning to make up the largest portion of the population in the United States. As they retire, take their pensions, and go on Medicare they end up losing their dental insurance in most cases. Senior dental insurance plans are intended to fill the gap in coverage.
Spirit's senior dental insurance plans are affordable and comprehensive. Seniors typically need dental plans with higher annual maximums and a greater emphasis on the coverage of major services such as crowns, root canals, implants, dentures, and bridges.
Spirit Dental which features high calendar year benefit maximums of $1,200, $2,500, and $3,500 in addition to providing extensive coverage for major services is a good plan to consider for those in or getting close to their senior years.