Dental insurance for individuals
Over 16% of all Americans are self-employed. That means there are approximately 50 million people out there that need to find their own dental insurance, either through a group or an individual plan for themselves and their family. According to the latest statistics, over 40 million Americans do not have dental insurance. Even more alarming is that one in five children in this country go completely without dental care. Individual dental insurance plans are designed to fill that gap in coverage and they are suprisingly affordable.
Individual dental insurance is dental coverage sold directly from insurance providers to clients. If you don't have dental coverage from an employer, you may find that many companies do not offer individual dental plans. However, despite this, it is important that you do seek dental coverage of some kind to ensure the health of your teeth and gums. Unfortunately, if you have to pay the full cost of dental care, you may have a hard time paying your dentist bills. Perhaps even more seriously, without dental coverage you may be tempted to skip regular cleanings and checkups, a decision that could lead to serious dental health problems.
Individuals without dental coverage are 2.5 times less likely to visit their dentist, which can lead to expensive, and painful, complications including tooth loss and gum disease. Having an individual dental insurance plan from Spirit Dental not only helps you get the regular care you need to stay healthy, it also gives you financial protection from unexpected—and often expensive—problems.