Children's Dental Coverage*

  • Choose Your Own Dentist
  • No Waiting Periods
  • Guaranteed Acceptance
  • Implants and Major Services CoveredChildren-Smiles
  • Three Cleanings Per Year
  • Choose From $1,200, $2,500, or $3,500 Maximums


The Affordable Care Act (ACA) makes a number of important improvements intended to increase access to dental coverage for children who get health coverage in the individual and small group health insurance markets, including those who will be covered through the new public and private health insurance exchanges.

Finding the right individual dental insurance may sound confusing, but we believe the Spirit Dental is a great plan for children because of the strong preventive benefit built into the dental plan design. We believe that early periodic checkups in conjunction with the use of approved sealants with planned prevention and education programs is the best recipe for preventing tooth decay and gum disease in children.

Spirit includes three cleanings per year which is crucially important during the early years of childhood. The more your child see's the dentist the better you will be able to avoid large dental bill down the road.

*Spirit Dental is not a child only dental plan. This plan requires the main applicant to be at least 18 years of age to be eligible for coverage. Minor children between the ages of 0 and 17 may apply for coverage, as long as a parent or legal guardian is enrolling in the dental plan. Our Denali Dental plan DOES have a Child-only option.  To get a quote for a Child Only plan please visit the following website: Denali Dental 

Spirit Dental and Vision at a Glance

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Spirit Dental

Choose your own dentist
No waiting periods
Guaranteed acceptance
Implants and major services covered
3 cleanings per year
$1200, $2500, $3500 annual maximums
Child orthodontia included in-network