The best dental insurance options and plans for you and your family.

Dental insurance is a crucial component in safe guarding you, and your family’s overall health. Studies show that families who have dental coverage go to the dentist for checkups on a regular basis while families who don't have dental insurance tend to neglect their overall dental care.

The cost of dental care has steadily risen in dental offices across the country. The bottom line is dental care is expensive and the best way to help pay for it is to have a good dental insurance plan which helps participate in reducing the costs of maintaining a healthy mouth. Healthy teeth and gums do more than providing you an attractive smile. Good dental health, and good dental insurance, is a smart way to help keep your whole body healthy.

Elements of a comprehensive dental plan

Try to pick a plan where you have the freedom of choice to choose your own dentist, not be subject to any waiting periods, and are guaranteed to be accepted into the plan regardless of your age or pre-existing dental conditions. Read the fine print to make sure that major services such as crowns, inlays, root canals, implants, bridges and dentures are covered. Make sure to check that your dental plan has a high enough annual maximum to cover your estimated yearly dental expenses. Spirit Dental has options off $1,200, $2,500, and $3,500 annual maximums which can come in handy if you are having major dental services performed.

An ounce of prevention can save you from major dental expenses in the future

Studies show that those who visit the dentist for exams and cleanings on a regular basis have a much better chance of avoiding tooth decay, gum disease, and major dental problems later in life. Spirit Dental covers two exams and three cleanings per year making it easy and inexpensive for you to visit the dentist on a regular basis.

Did you know that your dentist can detect up to 120 symptoms of different diseases, including diabetes and heart disease? Early detection of certain diseases, like diabetes, has proven to be one of the best ways to prevent further complications. In addition, regular preventive dental care can lower your blood sugar levels, helping you manage your overall health, as well as health care costs. 

Dental Insurance Options

Poor dental hygiene just doesn't affect your teeth and gums it can help cause infections that can undermine your overall health. Recent studies conclude that common oral problems may lead to heart disease, stroke, diabetes, premature birth, osteoporosis and even Alzheimer's disease. That's why it's important to keep your mouth healthy with regular brushing and flossing in addition to semi-annual cleanings and check-ups with your dentist.

Everyone agrees that good dental health is important but how exactly do you pay for it? Investing in the right dental insurance plan is a step in the right direction. Dental insurance on an average costs approximately $25 per month for an individual. Rates can vary depending upon where you live. The great thing about it is nobody can be turned down for dental insurance. Even if you need to have all your teeth redone you can't be turned down or charged a higher rate for dental insurance.

Understanding how different dental plan designs work

There are a few basic types of dental coverage - most listed below - any of them can help you maintain great dental health. The important thing is to take a step forward and take control of your dental health by using the incentives your dental insurance plan provides. Dental insurance encourages and generally pays for check-ups, cleanings, and exams. Some plans such as Spirit Dental allow your benefits to start immediately.

Don't get stuck with a huge bill you can't afford when your mouth begins to hurt because you haven't been making regular visits to the dental office. Crowns, root canals, and implants can easily cost thousands of dollars. Invest in dental insurance today and you will be healthier and wealthier because of it. Think of the dentist like the guy who services your car. You can pay him now or pay him quite a bit more later.

Spirit Dental and Vision at a Glance

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Spirit Dental

Choose your own dentist
No waiting periods
Guaranteed acceptance
Implants and major services covered
3 cleanings per year
$1200, $2500, $3500 annual maximums
Child orthodontia included in-network