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Spirit Dental Blog

Breaking news from the world of dental health.
Tags >> Dental insurance

According to a report released last week by the Senate Subcommittee on Primary Health and Aging more than 130 million Americans do not have dental insurance and in many cases are unable to pay for the out of pocket cost of paying for a dental check-up. The subcommittee is aware that peoples’ lives are being disrupted by chronic toothaches and gum problems but are unable to find affordable dental care for themselves and their families. The goal of the subcommittee is to come up with a plan to do better and help the dental community do a better job of serving low income families.

Some interesting facts illustrating the national dental crisis:

  • One quarter of all adults in the United States ages 65 and older have lost all their teeth.
  • More than 47 million people live in places where it is difficult to access dental care.
  • In 2009, there were more than 830,000 visits to emergency rooms across the country for preventable dental conditions, a shocking 16 percent increase since 2006.
  •  Inadequate or non-existent dental health maintenance has a profound impact on overall health, including an increased risk for diabetes, heart disease and poor birth outcomes.
  •  Many Americans are forced to live with extreme pain because of dental disease.
  • Dental diseases have prevented millions of Americans from getting a job.
  • Medicare doesn’t cover any dental care whatsoever.
  • Thousands of retiree’s are losing their dental insurance at retirement.
  •  One third of all Americans do not have dental coverage.
  • Only 45 percent of Americans age two and older saw a dental provider in the past 12 months.

The national debate on health insurance has dominated the headlines ever since President Obama was elected and made health care reform one of his first mandates. Ignored in all this is the dental insurance crisis.
Over one hundred million Americans do not have dental insurance and the lack of coverage is leading to such probles as school absense, unemployment, and even death. Experts say that the most common disease among children is chronic dental decay.
Nationally it is estimated that over 51 million school hours are lost each year because of children with dental problems. It is frustrating because these problems and loss of productivity are completely preventable.

One third of the population of the United States does not have dental insurance. Its a catch 22 situation. The answer of course is to buy dental insurance and the main reason people do not have dental insurance is because they simply can't afford it.

Medicaid only provides dental insurance to low income families in only nine state's. Most dentists in those states refuse to accept it because the payouts are so unreasonably low. There is a dental crisis going on in this country and it is one of the many items that were overlooked during health care reform.


About three out of four persons under age 65 years with private health insurance had some type of dental coverage. Among persons with dental insurance, more than one-half had a single-service dental plan only, or in addition to dental coverage through their comprehensive health insurance plan.

Non-Hispanic white persons were more likely to have dental insurance through a single- service dental plan only than non-Hispanic black, non-Hispanic Asian, or Hispanic persons. Poor persons (less than 100% of poverty level) were more likely than higher income persons (400% or more of poverty level) to have dental coverage through a comprehensive plan only.

Approximately 45 million persons under age 65 years with private health insurance did not have dental coverage in 2008. About 7 out of 10 persons who directly purchased their own private health insurance plan had no dental coverage compared with about 2 out of 10 persons with employment-based insurance. About 40% of persons with less than a high school education had no dental insurance of any kind.